12122 Ridgeview Rd, Kearney, MO 64060 Property Records

Clay County property record for 12122 Ridgeview Rd, Kearney, MO 64060

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,736 sqft · built 2003
Lot Size1.21 acres (53,143 sqft)
Owner2 Individual Names on File
Tax Bill$9,862 (2025)
Deeds & MortgagesOct 2022 Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN11-501-00-02-031.00

Property Details

APN / Parcel Number

Primary APN11-501-00-02-031.00
Alternative APNs
  • 1150100020310001
  • 301171

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,736 sqft Living Area
Gross Area8,895 sqft
1st Floor Area2,335 sqft
Basement Area3,579 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area53,143 sqft
Lot Dimensions320 ft deep x 200 ft wide
Garage TypeAttached
Garage Area1,244 sqft
Parking Spaces4 Parking Spaces
PorchCovered Wood Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address12122 RIDGEVIEW RD
CityKEARNEY
StateMO
Zip64060-7458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLMES CREEK HILLS NORTH 9TH PLAT PT LT 127 IN SEC 16
Legal Range31W
Legal Township52N
Legal Section16
Legal SubdivisionHOLMES CREEK HILLS NORTH 9TH
Legal Lot Number127
JurisdictionCLAY MO
Township / Civil DivisionLIBERTY
Census Block Group2
Census Block2105
Census Tract21811

Owner

12122 Ridgeview Rd is owned and occupied by two individuals who acquired it in September 2025.

Source: Clay County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address12122 RIDGEVIEW RD, KEARNEY, MO 64060-7458
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
ARVEST BANK
Aug 1, 2017Warranty Deed, Transfer
THOMSON AFFINITY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2025
Deed SaleSep 15, 2025
Prior SaleAug 1, 2017
Deed Document Number202523508
Deed Book / Page10012 / 30
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address12122 RIDGEVIEW RD, KEARNEY, MO 64060-7458
Transaction TypeMortgage
Record UpdatedOct 17, 2022
Title CompanySTEWART

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033036
DateOct 11, 2022
Book Page9461/175
Instrument2022033036
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateNov 1, 2029
Change FrequencyMonthly
Min Rate At Change3%
Max Rate At Change9.5%
IndexOther
Margin3
Max Rate9.5%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateAug 1, 2017
Property Address12122 RIDGEVIEW RD, KEARNEY, MO 64060-7458
Document Number0000026288
Book / Page008017 / 000117
Instrument DateJul 31, 2017
Instrument26288
Transaction TypeTransfer
Record UpdatedSep 5, 2017
Title CompanyTHOMSON AFFINITY TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12122 RIDGEVIEW RD KEARNEY MO 640607458, KEARNEY, MO 64060-7458

Tax Assessment & Valuation

The 2025 property tax bill for 12122 Ridgeview Rd was $9,862, up 2.9% from the year before.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
Unified School DistrictKearney R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,862.00 (+2.9%)$134,410$707,421
2024$9,584.00 (-1.36%)
2023$9,716.00$122,680$645,684
2019$8,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12122 Ridgeview Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimJun 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12122 Ridgeview Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY COUNTY PWSD 6
serves 4,912 people · EPA ID MO1024146
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Intercept Fiber
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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