Clay County property record for 12012 Ridgeview Rd, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,463 sqft · built 2003 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,400 (Jan 2002) |
| Tax Bill | $6,183 (2024) |
| Deeds & Mortgages | Jan 2017 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-502-00-06-012.00 |
| Primary APN | 11-502-00-06-012.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,463 sqft Living Area |
| Gross Area | 5,644 sqft |
| 1st Floor Area | 2,463 sqft |
| Basement Area | 2,463 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 1 ft deep x 1 ft wide |
| Garage Type | Attached |
| Garage Area | 673 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 612 sqft |
|---|---|
| Porch | Covered Wood Porch |
| Deck Area | 342 sqft |
| Patio Area | 656 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12012 RIDGEVIEW RD |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-7457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLMES CREEK HILLS NORTH 9TH PLAT PT LT 132 IN SEC 15 |
| Legal Range | 31W |
| Legal Township | 52N |
| Legal Section | 15 |
| Legal Subdivision | HOLMES CREEK HILLS NORTH 9TH |
| Legal Lot Number | 132 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2105 |
| Census Tract | 21811 |
12012 Ridgeview Rd is owned and occupied by two individuals who bought it in January 2002.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12012 RIDGEVIEW RD, KEARNEY, MO 64060-7457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA |
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2002 · Amount on File |
| Deed Sale | Jan 14, 2002 · Amount on File |
| Deed Document Number | 200291338 |
| Deed Book / Page | 3520 / 798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 12012 RIDGEVIEW RD, KEARNEY, MO 64060-7457 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | ALL AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000001012 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 7888/084 |
| Instrument | 2017001012 |
| Name | OAKSTAR BANK NA |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 12012 RIDGEVIEW RD, KEARNEY, MO 64060-7457 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019763 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 9048/88 |
| Instrument | 2021019763 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 1, 2036 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Kearney R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,810 | $567,421 | |
| 2024 | $6,183.00 (-1.65%) | ||
| 2023 | $6,287.00 | $97,740 | $514,421 |
| 2019 | $5,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12012 Ridgeview Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12012 Ridgeview Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Intercept Fiber Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures