12108 Rambling Stream Dr, Riverview, FL 33569 Property Records

Hillsborough County property record for 12108 Rambling Stream Dr, Riverview, FL 33569

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,900 sqft · built 2016
Lot Size0.126 acres (5,500 sqft)
Owner2 Individual Names on File
Last Sale$224,600 (Mar 2016)
Tax Bill$4,577 (2025)
Deeds & MortgagesApr 2022 Second Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN077285-2258

Property Details

APN / Parcel Number

Primary APN077285-2258
Alternative APN
  • U3230209U1000000000440

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,900 sqft Living Area
Gross Area2,485 sqft
1st Floor Area1,900 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2020
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area145 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0772852258
Street Address12108 RAMBLING STREAM DR
CityRIVERVIEW
StateFL
Zip33569-8011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionENCLAVE AT RAMBLE CREEK LOT 44
Legal Range20E
Legal Township30S
Legal Section32
Legal SubdivisionENCLAVE AT RAMBLE CREEK
Legal Lot Number44
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1022
Census Tract13924

Owner

12108 Rambling Stream Dr is owned and occupied by two individuals who bought it in March 2016.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address12108 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HOMETAP INVESTMENT PARTNERS III SPV LLC
Jul 15, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jun 27, 2018Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2016 · Amount on File
Deed SaleMar 1, 2016 · Amount on File
Deed Book / Page23957 / 1666
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12108 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8011
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12108 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8011

Mortgage

Document Number0000188840
DateApr 12, 2022
Instrument2022188840
Lender
NameHOMETAP INVESTMENT PARTNERS III SPV LLC
TypeNon-Lending Institution
AddressBOSTON, MA 02199
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12108 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8011
Transaction TypeMortgage
Record UpdatedJul 29, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12108 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8011

Mortgage

Document Number2021355705
DateJul 15, 2021
Instrument2021355705
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12108 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8011
Document Number0258971308
Instrument DateJun 27, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12108 RAMBLING STREAM DR RIVERVIEW FL 335698011, RIVERVIEW, FL 33569-8011

Mortgage

Document Number0258971308
DateJul 7, 2018
Book Page025897/001308
Instrument269870
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12108 Rambling Stream Dr was $4,577 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238,566 (+2.7%)$301,009 (-3.69%) Land $84,150 Building $216,859
2025$4,577.00 Homeowner's exemption Veteran's exemption$232,294$312,538 Land $89,760 Building $222,778
2023$4,070.00 (+3.8%) Homeowner's exemption Veteran's exemption$219,172 (+3%)$318,339 (+10.18%) Land $89,760 Building $228,579
2022$3,921.00 Homeowner's exemption Veteran's exemption$212,788$288,935 Land $72,930 Building $216,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12108 Rambling Stream Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 85 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies85 in force
Nearby Flood Claims2 (2010–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12108 Rambling Stream Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Rambling Stream Dr

Nearby Streets

Search Property Records by Address or Parcel Number