Hillsborough County property record for 12106 Rambling Stream Dr, Riverview, FL 33569
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,626 sqft · built 2015 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,285 (Dec 2015) |
| Tax Bill | $1,191 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 077285-2260 |
| Primary APN | 077285-2260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 3,512 sqft |
| 1st Floor Area | 1,306 sqft |
| Upper Floors Area | 1,320 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0772852260 |
|---|---|
| Street Address | 12106 RAMBLING STREAM DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33569-8011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ENCLAVE AT RAMBLE CREEK LOT 45 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 32 |
| Legal Subdivision | ENCLAVE AT RAMBLE CREEK |
| Legal Lot Number | 45 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 13924 |
12106 Rambling Stream Dr is owned and occupied by two individuals who bought it in December 2015.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12106 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Aug 14, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2015 · Amount on File |
| Deed Sale | Dec 21, 2015 · Amount on File |
| Deed Document Number | 2015494729 |
| Deed Book / Page | 23763 / 1323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12106 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8011 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12106 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8011 |
| Document Number | 0000426887 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025426887 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Sep 29, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12106 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8011 |
| Document Number | 0000354719 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12106 RAMBLING STREAM DR RIVERVIEW FL 335698011, RIVERVIEW, FL 33569-8011 |
| Document Number | 0000354719 |
|---|---|
| Date | Aug 29, 2020 |
| Instrument | 354719 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 28, 2045 |
The 2025 property tax bill for 12106 Rambling Stream Dr was $1,191.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,205 (+2.7%) | $349,297 (-2.72%) Land $84,150 Building $265,147 | |
| 2025 | $1,191.00 Disabled Person's exemption Veteran's exemption | $252,390 | $359,063 Land $89,760 Building $269,303 |
| 2023 | $1,080.00 (+5.68%) Disabled Person's exemption Veteran's exemption | $236,634 (+3%) | $367,622 (+8.6%) Land $89,760 Building $277,862 |
| 2022 | $1,022.00 Disabled Person's exemption Veteran's exemption | $229,742 | $338,506 Land $72,930 Building $265,576 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12106 Rambling Stream Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 85 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 2 (2010–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12106 Rambling Stream Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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