12105 Rambling Stream Dr, Riverview, FL 33569 Property Records

Hillsborough County property record for 12105 Rambling Stream Dr, Riverview, FL 33569

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,632 sqft · built 2013
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Nov 2022)
Tax Bill$3,292 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Mar 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN077285-2298

Property Details

APN / Parcel Number

Primary APN077285-2298
Alternative APN
  • U3230209U1000000000640

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,632 sqft Living Area
Gross Area3,508 sqft
1st Floor Area1,316 sqft
2nd Floor Area2,632 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2019
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,500 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Garage TypeAttached
Garage Area610 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0772852298
Street Address12105 RAMBLING STREAM DR
CityRIVERVIEW
StateFL
Zip33569-8010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionENCLAVE AT RAMBLE CREEK LOT 64
Legal Range20E
Legal Township30S
Legal Section32
Legal SubdivisionENCLAVE AT RAMBLE CREEK
Legal Lot Number64
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1023
Census Tract13924

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12105 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Mar 10, 2017Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CROORATION
Mar 7, 2019Loan Modification, Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2022 · Amount on Record
Deed SaleNov 14, 2022 · Amount on Record
Prior SaleSep 8, 2014 · Amount on Record
Deed Document Number2022535722
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 14, 2022
Property Address12105 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010
Document Number0000535722
Map ReferenceMB 120 PG 273-276
Instrument DateOct 19, 2022
Instrument2022535722
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanySTAR TTL PARTNERS OF PALM HA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7301 BAGLEY COVE CT, SUN CITY CENTER, FL 33573-0220

Transferred To (Grantee/Buyer)

NameVerified Name
Address12105 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010

Mortgage

Document Number0000535723
DateNov 14, 2022
Instrument2022535723
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address12105 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0247881259
DateMar 10, 2017
Book Page24788/1259
Instrument2017094158
Lender
NameFREEDOM MORTGAGE CROORATION
TypeNon-Lending Institution
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address12105 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010
Document Number0265401162
Instrument DateMar 7, 2019
Transaction TypeMortgage
Record UpdatedMay 7, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12105 RAMBLING STREAM DR RIVERVIEW FL 335698010, RIVERVIEW, FL 33569-8010

Mortgage

Document Number0265401162
DateApr 12, 2019
Book Page026540/001162
Instrument154043
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
AmountAmount Recorded
Term360 Months
DueApr 11, 2049
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$161,131 (+2.7%)$343,943 (-3.57%) Land $84,150 Building $259,793
2025$3,292.00 (-55.22%) Homeowner's exemption$156,895 (-56.49%)$356,682 (-1.09%) Land $89,760 Building $266,922
2023$7,351.00 (+78.99%)$360,598 (+65.12%) Land $89,760 Building $270,838$360,598 (+7.73%) Land $89,760 Building $270,838
2022$4,107.00 Homeowner's exemption$218,382$334,735 Land $72,930 Building $261,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 85 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies85 in force
Nearby Flood Claims2 (2010–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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