Hillsborough County property record for 12107 Rambling Stream Dr, Riverview, FL 33569
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,930 sqft · built 2014 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Sep 2023) |
| Tax Bill | $6,024 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077285-2300 |
| Primary APN | 077285-2300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 2,475 sqft |
| 1st Floor Area | 1,930 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0772852300 |
|---|---|
| Street Address | 12107 RAMBLING STREAM DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33569-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ENCLAVE AT RAMBLE CREEK LOT 65 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 32 |
| Legal Subdivision | ENCLAVE AT RAMBLE CREEK |
| Legal Lot Number | 65 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 13924 |
12107 Rambling Stream Dr is owned and occupied by an individual who acquired it in January 2025.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12107 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD BANK NA |
| Sep 1, 2023 | Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC |
| May 14, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| May 6, 2019 | Warranty Deed, Transfer · VA Mortgage EXCEL MORTGAGE NETWORK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on File |
| Deed Sale | Sep 1, 2023 · Amount on File |
| Prior Sale | May 6, 2019 · Amount on File |
| Deed Document Number | 2023391984 |
| Last Transfer Date | Jan 8, 2025 |
| Transfer Doc | 0000122963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12107 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12107 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010 |
| Document Number | 0000481838 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025481838 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 1, 2023 |
| Property Address | 12107 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010 |
| Document Number | 0000391984 |
| Map Reference | MB 120 PG 273 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 2023391984 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | AWS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 267 TRAINER RD, BUCKHANNON, WV 26201-9311 |
| Name | Verified Name |
|---|---|
| Address | 12107 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010 |
| Document Number | 0000391986 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 2023391986 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 12107 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12107 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010 |
| Document Number | 2021242837 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021242837 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 6, 2019 |
| Property Address | 12107 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010 |
| Document Number | 0000191499 |
| Book / Page | 26601 / 0913 |
| Map Reference | MB 120 PG 273-276 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019191499 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | MEMBERS TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 249 LINDALE ST, 249, LAKELAND, FL 33809-7216 |
| Name | Verified Name |
|---|---|
| Address | 12107 RAMBLING STREAM DR, RIVERVIEW, FL 33569-8010 |
| Document Number | 0000191500 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 2019191500 |
| Name | EXCEL MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 12107 Rambling Stream Dr was $6,024 with a homeowner's exemption, down 6.4% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,607 (-2.92%) Land $84,150 Building $213,457 | $297,607 (-2.92%) Land $84,150 Building $213,457 | |
| 2025 | $6,024.00 (-6.39%) Homeowner's exemption | $306,562 Land $89,760 Building $216,802 | $306,562 Land $89,760 Building $216,802 |
| 2024 | $6,435.00 (+125.39%) | ||
| 2023 | $2,855.00 (+4.43%) Homeowner's exemption Veteran's exemption | $149,295 (+3%) | $310,653 (+8.77%) Land $89,760 Building $220,893 |
| 2022 | $2,734.00 Homeowner's exemption Veteran's exemption | $144,947 | $285,593 Land $72,930 Building $212,663 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12107 Rambling Stream Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 85 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 2 (2010–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12107 Rambling Stream Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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