Schenectady County and Schenectady City property record for 1196 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,792 sqft Living Area |
| Lot Size | 15,000 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2017) |
| Tax Bill | $8,210.00 (2025) |
| Primary APN | 421500 40.78-2-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,792 sqft Living Area |
| 1st Floor | 908 sqft 1st Floor |
| 2nd Floor | 884 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 15,000 sqft (0.344 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 232 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1196 SUMNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 28 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.78-2-5
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1196 SUMNER AVE, SCHENECTADY, NY 12309-5636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Jun 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) SEFCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on Record |
| Deed Sale | Jun 28, 2017 · Amount on Record |
| Prior Sale | Dec 02, 2009 · Amount on Record |
| Deed Doc Number | 201728880 |
| Deed Book / Page | 1965 / 894 |
| Prior Transfer Date | Mar 13, 1998 |
| Prior Transfer Doc | 1533000321 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1196 SUMNER AVE, SCHENECTADY, NY 12309-5636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1196 SUMNER AVE, SCHENECTADY, NY 12309-5636 |
| Document Number | 0000046723 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 5324/36 |
| Instrument | 202346723 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 15, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 28, 2017 |
| Property Address | 1196 SUMNER AVE, SCHENECTADY, NY 12309-5636 |
| Document Number | 0000028880 |
| Book / Page | 001965 / 000894 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 28880 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1036 EASTERN AVE SCHENECTADY NY 123083443, SCHENECTADY, NY 12308-3443 |
| Document Number | 28882 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 004769/000633 |
| Instrument | 28882 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 27, 2032 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,210.00 (+3.98%) | $169,200 (-) Land $25,400 Building $143,800 | $280,179 (+30.82%) Land $42,060 Building $238,119 |
| 2023 | $169,200 (-) Land $25,400 Building $143,800 | $214,177 (+3.8%) Land $32,152 Building $182,025 | |
| 2022 | $169,200 Land $25,400 Building $143,800 | $206,341 Land $30,976 Building $175,365 | |
| 2021 | $7,896.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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