116 Willow St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 116 Willow St, Acton, MA 01720

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,296 sqft · built 1955
Lot Size0.275 acres (12,000 sqft)
OwnerTrust Name on File
Tax Bill$8,825 (2025)
Deeds & MortgagesFeb 2022 Transfer
Sep 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNACTO M:00G1 B:0140 L:0000

Property Details

APN / Parcel Number

Primary APNACTO M:00G1 B:0140 L:0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area2,360 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,000 sqft (0.275 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address116 WILLOW ST
CityACTON
StateMA
Zip01720-2730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block140
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group3
Census Block3000
Census Tract363201

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00G1 B:0140 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address116 WILLOW ST, ACTON, MA 01720-2730
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2022Quit Claim Deed, Transfer
Quitclaim
Sep 29, 2021Deed of Trust, Mortgage · Line of Credit
LEOMINSTER CU
Nov 07, 2017Deed of Trust, Mortgage
DIGITAL FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJan 27, 2022
Transfer Doc079630-569
Record UpdatedSep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateFeb 02, 2022
Property Address116 WILLOW ST, ACTON, MA 01720-2730
Document Number079630-569
Book / Page79630 / 569
Instrument DateJan 27, 2022
Instrument18086
Transaction TypeTransfer
Record UpdatedFeb 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 WILLOW ST, ACTON, MA 01720-2730

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address116 WILLOW ST, ACTON, MA 01720-2730
Transaction TypeMortgage
Record UpdatedOct 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number78799-393
DateSep 29, 2021
Book Page78799/393
Instrument214832
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 01, 2041
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address116 WILLOW ST, ACTON, MA 01720-2730
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70198-555
DateNov 07, 2017
Book Page70198/555
Instrument181242
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term480 Months
DueNov 01, 2057

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,825.00 (+5.18%)$514,600 (+2.25%) Land $266,400 Building $248,200$553,470 (-0.48%)
2024$8,390.00 (+4.67%)$503,300 (+10.25%) Land $266,400 Building $236,900$556,130
2023$8,016.00$456,500 Land $242,200 Building $214,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims7 (1978–2010)
Claims Outside the SFHA3 of 7
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 195 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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