113 Westminster Way, Elyria, OH 44035 Property Records

Lorain County property record for 113 Westminster Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,448 sqft · built 2016
Lot Size	0.084 acres (3,679 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Nov 2024)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Nov 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-085`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-085`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,448 sqft Living Area
Gross Area	1,848 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,679 sqft (0.084 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	113 WESTMINSTER WAY
City	ELYRIA
State	OH
Zip	44035-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LAKES SUB #2 46 X 80
Legal Subdivision	FIELDSTONE LAKES SUB 2
Legal Lot Number	40
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 21, 2024	Deed, Transfer
Apr 27, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Prior Transfer Date	Sep 30, 2024
Prior Transfer Doc	0000028225
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	113 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038801
Date	Jan 8, 2025
Instrument	2025-0038801

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 27, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 21, 2024
Property Address	113 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Document Number	0000034270
Map Reference	VOL 101 PG 40&41
Instrument Date	Nov 20, 2024
Instrument	2024-0034270
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	113 WESTMINSTER WAY, ELYRIA, OH 44035-8972

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 27, 2017
Property Address	113 WESTMINSTER WAY, ELYRIA, OH 44035-8972
Document Number	0000627441
Instrument Date	Apr 20, 2017
Instrument	627441
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$698.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	113 WESTMINSTER WAY ELYRIA OH 440358972, ELYRIA, OH 44035-8972

Mortgage

Document Number	627442
Date	Apr 27, 2017
Instrument	627442

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.79%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,368.00 (+10.5%)	$81,660 (%) Land $22,750 Building $58,910	$233,320 (-) Land $65,000 Building $168,320
2024	$3,048.00 (+15.63%)	$81,662 (+23.19%) Land $22,750 Building $58,912	$233,320 (+23.19%) Land $65,000 Building $168,320
2023	$2,636.00 (-0.42%)	$66,291 (+%) Land $19,023 Building $47,268	$189,400 (-) Land $54,350 Building $135,050
2022	$2,647.00	$66,290 Land $19,020 Building $47,270
2021			$189,400 Land $54,350 Building $135,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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