114 Westminster Way, Elyria, OH 44035 Property Records

Lorain County property record for 114 Westminster Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,728 sqft · built 2016
Owner	Company Name on Record
Last Sale	$325,000 (Aug 2025)
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-075`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-075`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	114 WESTMINSTER WAY
City	ELYRIA
State	OH
Zip	44035-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LAKES SUB #2 46 X 80
Legal Subdivision	FIELDSTONE LAKES SUB
Legal Lot Number	30
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	114 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 21, 2025	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 15, 2023	Transfer on Death Deed, Transfer
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 12, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage HOWARD HANNA FINL SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Jul 28, 2023 · Amount on Record
Deed Document Number	2025-0064375
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	114 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065117
Date	Aug 26, 2025
Instrument	2025-0065117

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 21, 2025
Property Address	114 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000064375
Map Reference	VOL 101 PG 40&41
Instrument Date	Aug 19, 2025
Instrument	2025-0064375
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ERIEVIEW TITLE AGENCY LLC, ERIEVIEW TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	114 WESTMINSTER WAY, ELYRIA, OH 44035-8970

Mortgage

Document Number	0000064376
Date	Aug 21, 2025
Instrument	2025-0064376

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 28, 2023
Property Address	114 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000923904
Map Reference	VOL 101 PG 40&41
Instrument Date	Jul 26, 2023
Instrument	2023-0923904
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	ERIE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 WESTMINSTER WAY, ELYRIA, OH 44035-8970

Mortgage

Document Number	0000923905
Date	Jul 28, 2023
Instrument	2023-0923905

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 15, 2023
Property Address	114 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000919207
Map Reference	VOL 22 PG 35
Instrument Date	Jun 12, 2023
Instrument	2023-0919207
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	114 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000723026
Date	Jul 23, 2019
Instrument	2019-0723026

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

April 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 12, 2017
Property Address	114 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000625687
Map Reference	MB 101 PG 40&41
Instrument Date	Apr 7, 2017
Instrument	2017-0625687
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 WESTMINSTER WAY, ELYRIA, OH 44035-8970

Mortgage

Document Number	0000625688
Date	Apr 12, 2017
Instrument	2017-0625688

Lender

Name	HOWARD HANNA FINL SVCS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,801.00	$88,760 (%) Land $22,750 Building $66,010	$253,610 (-) Land $65,000 Building $188,610
2024	$2,801.00 (-15.66%)	$88,764 (+23.35%) Land $22,750 Building $66,014	$253,610 (+23.35%) Land $65,000 Building $188,610
2023	$3,321.00 (+0.3%)	$71,964 (+0.01%) Land $19,023 Building $52,941	$205,610 (-) Land $54,350 Building $151,260
2022	$3,311.00	$71,960 Land $19,020 Building $52,940
2021			$205,610 Land $54,350 Building $151,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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