121 Spruce Dr, Montrose, CO 81401 Property Records

Montrose County property record for 121 Spruce Dr, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,212 sqft · built 1966
Lot Size	0.052 acres (2,269 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Oct 2009)
Tax Bill	$1,011 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3767-342-08-011`

Property Details

APN / Parcel Number

Primary APN	`3767-342-08-011`
Alternative APN	`R0000940`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,212 sqft Heated Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,269 sqft (0.052 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0000940
Street Address	121 SPRUCE DR
City	MONTROSE
State	CO
Zip	81401-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: EDMAR ESTATES SUBD NO 1 BLOCK: 4 LOT: 11 AND:- LOT: 12 S: 34 T: 49 R: 9 LESS THAT PART OF LOT 11 DAB AT THE NE COR OF
Legal Range	09
Legal Township	49
Legal Section	34
Legal Subdivision	EDMAR ESTATES SUBD
Legal Block	4
Legal Lot Number	11-12
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	3
Census Block	3012
Census Tract	966402

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 SPRUCE DR, MONTROSE, CO 81401-4846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 8, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Oct 6, 2025	Intrafamily Transfer, Transfer
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2009 · Amount on Record
Deed Sale	Oct 7, 2009 · Amount on Record
Prior Sale	Jan 14, 1966 · Amount on Record
Deed Document Number	2009807315
Last Transfer Date	Apr 7, 2026
Transfer Doc	0000989978
Record Updated	Oct 29, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTROSE CO
Recording Date	Apr 8, 2026
Property Address	121 SPRUCE DR, MONTROSE, CO 81401-4846
Document Number	0000989978
Instrument Date	Apr 7, 2026
Instrument	2026989978
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BROWN RD, MONTROSE, CO 81401-4817

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONTROSE CO
Recording Date	Apr 8, 2026
Property Address	121 SPRUCE DR, MONTROSE, CO 81401-4846
Document Number	0000989977
Instrument Date	Apr 7, 2026
Instrument	2026989977
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SPRUCE DR, MONTROSE, CO 81401-4846

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Oct 6, 2025
Property Address	121 SPRUCE DR, MONTROSE, CO 81401-4846
Document Number	0000985162
Instrument Date	Sep 30, 2025
Instrument	985162
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 SPRUCE DR, MONTROSE, CO 81401-4846

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 SPRUCE DR, MONTROSE, CO 81401-4846

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	121 SPRUCE DR, MONTROSE, CO 81401-4846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	925360
Date	Sep 17, 2020
Instrument	925360

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,011.00 (+62.02%)	$22,470 (+46.19%)	$318,850 (+38.94%) Land $68,000 Building $250,850
2024	$624.00 (+4.52%)	$15,370 (-22.26%) Land $2,970 Building $12,400
2023	$597.00	$19,770 Land $3,820 Building $15,950	$229,480 Land $44,370 Building $185,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, FastTrack Communications, Verizon.

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