Montrose County property record for 115 Spruce Dr, Montrose, CO 81401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,106 sqft · built 1965 |
| Lot Size | 0.176 acres (7,685 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Sep 2021) |
| Tax Bill | $1,786 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3767-342-08-008 |
| Primary APN | 3767-342-08-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,106 sqft Heated Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,685 sqft (0.176 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R0000937 |
|---|---|
| Street Address | 115 SPRUCE DR |
| City | MONTROSE |
| State | CO |
| Zip | 81401-4846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: EDMAR ESTATES SUBD NO 1 BLOCK: 4 LOT: 8 S: 34 T: 49 R: 9 |
| Legal Range | 09 |
| Legal Township | 49 |
| Legal Section | 34 |
| Legal Subdivision | EDMAR ESTATES SUBD |
| Legal Block | 4 |
| Jurisdiction | MONTROSE CO |
| Township / Civil Division | MONTROSE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 966402 |
Source: Montrose County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 115 SPRUCE DR, MONTROSE, CO 81401-4846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Jul 29, 1987 |
| Deed Document Number | 2021941224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | Sep 17, 2021 |
| Property Address | 115 SPRUCE DR, MONTROSE, CO 81401-4846 |
| Document Number | 941224 |
| Map Reference | MB 8 PG 31 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 941224 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1816, MONTROSE, CO 81402-1816 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 115 SPRUCE DR, MONTROSE, CO 81401-4846 |
| Document Number | 941225 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 941225 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Montrose County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montrose County |
| Municipality | Montrose City |
| Unified School District | Montrose County School District RE-1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,786.00 (+23.17%) | $27,230 (+35.34%) | $386,330 (+28.62%) Land $68,000 Building $318,330 |
| 2024 | $1,450.00 (+4.62%) | $20,120 (-18.54%) Land $3,110 Building $17,010 | |
| 2023 | $1,386.00 | $24,700 Land $3,820 Building $20,880 | $300,360 Land $46,490 Building $253,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Clearnetworx, FastTrack Communications, Verizon.
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