113 Spruce Dr, Montrose, CO 81401 Property Records

Montrose County property record for 113 Spruce Dr, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,606 sqft · built 1965
Lot Size	0.178 acres (7,759 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Sep 2022)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3767-342-08-007`

Property Details

APN / Parcel Number

Primary APN	`3767-342-08-007`
Alternative APN	`R0000936`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,606 sqft Heated Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1970
Architectural Style	Bi-Level
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,759 sqft (0.178 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0000936
Street Address	113 SPRUCE DR
City	MONTROSE
State	CO
Zip	81401-4846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: EDMAR ESTATES SUBD NO 1 BLOCK: 4 LOT: 7 S: 34 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	34
Legal Subdivision	EDMAR ESTATES SUBD
Legal Block	4
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	3
Census Block	3012
Census Tract	966402

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 DEER TRAIL WAY, TELLURIDE, CO 81435-8909
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Oct 14, 2020	Special Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Mar 15, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	2022955342
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 26, 2022
Property Address	113 SPRUCE DR, MONTROSE, CO 81401-4846
Document Number	0000955342
Map Reference	MB 8 PG 31
Instrument Date	Sep 19, 2022
Instrument	955342
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 SPRUCE DR, 113, MONTROSE, CO 81401-4846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 DEER TRAIL WAY, TELLURIDE, CO 81435-8909

Mortgage

Document Number	0000955343
Date	Sep 26, 2022
Instrument	955343

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Oct 14, 2020
Property Address	113 SPRUCE DR, MONTROSE, CO 81401-4846
Document Number	0000926530
Instrument Date	Oct 13, 2020
Instrument	926530
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	CSTONE TITLE, CAPSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	113 SPRUCE DR, MONTROSE, CO 81401-4846

Mortgage

Document Number	0000926531
Date	Oct 14, 2020
Instrument	926531

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 15, 2017
Property Address	113 SPRUCE DR, MONTROSE, CO 81401-4846
Document Number	884099
Map Reference	MB8 PG31
Instrument Date	Mar 10, 2017
Instrument	884099
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$19.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 SPRUCE DR, MONTROSE, CO 81401-4846

Mortgage

Document Number	884100
Date	Mar 15, 2017
Instrument	884100

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (+35.05%)	$23,960 (+48.27%)	$339,930 (+40.94%) Land $68,000 Building $271,930
2024	$1,164.00 (+4.58%)	$16,160 (-21.48%) Land $3,000 Building $13,160
2023	$1,113.00	$20,580 Land $3,820 Building $16,760	$241,190 Land $44,790 Building $196,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, FastTrack Communications, Verizon.

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