Kane County property record for 121 Monroe Ave, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1929 |
| Square Footage | 1,524 sqft Living Area |
| Lot Size | 3,168 sqft (0.73 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2026) |
| Tax Bill | $5,290.00 (2025) |
| Primary APN | 06-14-162-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 2,667 sqft Gross Area |
| 1st Floor | 1,524 sqft 1st Floor |
| Basement Area | 1,143 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame Construction |
| Lot Area | 3,168 sqft (0.73 acres) |
| Depth X Width | 66 ft x 48 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 121 MONROE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5245 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CREIGHTON PARK ADDN SOUTH 53.2 FT ON WEST LINE & 45.5 FT ON EAST LINE OF WEST 1/2 LOT 5 (EXCEPT PART DESC IN DOC #1962200) |
| Legal Subdivision | CREIGHTON PARK ADDN |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-14-162-016
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1077 SAINT ANDREWS CT, ALGONQUIN, IL 60102-4135 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 29, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Deed Doc Number | 202622074 |
| Prior Transfer Date | Mar 31, 2008 |
| Prior Transfer Doc | 0000036956 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 121 MONROE AVE, ELGIN, IL 60123-5245 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000064163 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021K064163 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate | 2.87% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 29, 2026 |
| Property Address | 121 MONROE AVE, ELGIN, IL 60123-5245 |
| Document Number | 0000022074 |
| Instrument Date | May 01, 2026 |
| Instrument | 202622074 |
| Transaction Type | Transfer |
| Record Updated | Jun 05, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1077 SAINT ANDREWS CT, ALGONQUIN, IL 60102-4135 |
| Document Number | 0000022075, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202622075 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,290.00 (+4.52%) Homeowner's exemption | ||
| 2024 | $5,061.00 (+10.79%) | $71,244 (+21.39%) Land $10,417 Building $60,827 | $213,818 (+21.44%) Land $31,264 Building $182,554 |
| 2022 | $4,568.00 (+4.77%) Homeowner's exemption | $58,689 (+6.96%) Land $8,581 Building $50,108 | $176,067 (+6.96%) Land $25,743 Building $150,324 |
| 2021 | $4,360.00 Homeowner's exemption | $54,870 Land $8,023 Building $46,847 | $164,610 Land $24,069 Building $140,541 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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