Kane County property record for 102 Monroe Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,418 sqft · built 1913 |
| Lot Size | 0.123 acres (5,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jan 2024) |
| Tax Bill | $5,128 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-161-009 |
| Primary APN | 06-14-161-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,418 sqft Living Area |
| Gross Area | 2,138 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 5,363 sqft (0.123 acres) |
| Lot Width | 33 ft Width |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 102 MONROE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREIGHTON PARK ADDN SOUTH PART (BEING 32.8 FT ON EAST LINE & 50 FT ON WEST LINE AS PART DOC 557667 LOT 8 BLOCK 7 |
| Legal Subdivision | CREIGHTON PARK ADDN |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 851101 |
Source: Kane County records · APN 06-14-161-009
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 MONROE AVE, ELGIN, IL 60123-5246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 08, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage ANDRES ORIZ |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK |
| Aug 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2024 · Amount on Record |
| Deed Sale | Jan 08, 2024 · Amount on Record |
| Prior Sale | Oct 25, 2004 · Amount on Record |
| Prior Transfer Date | Aug 28, 2018 |
| Prior Transfer Doc | 0000042928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 08, 2024 |
| Property Address | 102 MONROE AVE, ELGIN, IL 60123-5246 |
| Document Number | 0000000754 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2024K000754 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 102 MONROE AVE, ELGIN, IL 60123-5246 |
| Document Number | 0000000755 |
|---|---|
| Date | Jan 08, 2024 |
| Instrument | 2024K000755 |
| Name | ANDRES ORIZ |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 102 MONROE AVE, ELGIN, IL 60123-5246 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000080819 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021K080819 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | GURNEE, IL 60031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 31, 2018 |
| Property Address | 102 MONROE AVE, ELGIN, IL 60123-5246 |
| Document Number | 0000042928 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 42928 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 102 MONROE ST ELGIN IL 601235246, ELGIN, IL 60123-5246 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,128.00 (+28.36%) | ||
| 2024 | $69,284 (+21.39%) Land $10,456 Building $58,828 | $207,935 (+21.44%) Land $31,381 Building $176,555 | |
| 2022 | $3,995.00 (+5.72%) Homeowner's exemption | $57,074 (+6.96%) Land $8,613 Building $48,461 | $171,222 (+6.96%) Land $25,839 Building $145,383 |
| 2021 | $3,779.00 Homeowner's exemption | $53,361 Land $8,053 Building $45,308 | $160,083 Land $24,159 Building $135,924 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 574 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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