Kane County property record for 117 Monroe Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,666 sqft · built 1888 |
| Lot Size | 0.208 acres (9,042 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Oct 2015) |
| Tax Bill | $6,168 (2025) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-162-017 |
| Primary APN | 06-14-162-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,666 sqft Living Area |
| Gross Area | 2,569 sqft |
| Basement Area | 903 sqft |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1888 |
| Construction Type | Frame |
| Lot Area | 9,042 sqft (0.208 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 117 MONROE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREIGHTON PARK ADDN LOT 6 & THAT PART OF LOT 5 AS DESC IN DOC 1962200 |
| Legal Subdivision | CREIGHTON PARK ADDN |
| Legal Block | 4 |
| Legal Lot Number | 6,5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 851101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 117 MONROE AVE, ELGIN, IL 60123-5245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2015 · Amount on Record |
| Deed Sale | Oct 5, 2015 · Amount on Record |
| Prior Sale | Sep 11, 2013 · Amount on Record |
| Deed Document Number | 201554193 |
| Prior Transfer Date | Oct 1, 2007 |
| Prior Transfer Doc | 0000103910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 117 MONROE AVE, ELGIN, IL 60123-5245 |
| Document Number | 0000000091 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 117 MONROE ST ELGIN IL 601235245, ELGIN, IL 60123-5245 |
| Document Number | 0000000091 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 91 |
| Name | ASSOCIATED BK |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2047 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,168.00 (+15.83%) Homeowner's exemption | $88,852 (+8.57%) Land $18,882 Building $69,970 | $266,663 (+8.57%) Land $56,669 Building $209,994 |
| 2024 | $81,839 (+21.39%) Land $17,392 Building $64,447 | $245,615 (+21.44%) Land $52,197 Building $193,418 | |
| 2022 | $5,325.00 (+4.68%) Homeowner's exemption | $67,416 (+6.96%) Land $14,327 Building $53,089 | $202,248 (+6.96%) Land $42,981 Building $159,267 |
| 2021 | $5,087.00 Homeowner's exemption | $63,029 Land $13,395 Building $49,634 | $189,087 Land $40,185 Building $148,902 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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