Kane County property record for 106 Monroe Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,120 sqft · built 1929 |
| Lot Size | 0.146 acres (6,350 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,112 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-161-011 |
| Primary APN | 06-14-161-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,120 sqft Living Area |
| Gross Area | 2,820 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Frame |
| Lot Area | 6,350 sqft (0.146 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 106 MONROE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREIGHTON PARK ADDN BOOK 2947/39 |
| Legal Subdivision | CREIGHTON PARK ADDN |
| Legal Block | 4 |
| Legal Lot Number | 5,8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 851101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 MONROE AVE, ELGIN, IL 60123-5246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Dec 19, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 106 MONROE AVE, ELGIN, IL 60123-5246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 106 MONROE AVE, ELGIN, IL 60123-5246 |
| Document Number | 0000006077 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026K006077 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 106 MONROE AVE, ELGIN, IL 60123-5246 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 106 MONROE AVE, ELGIN, IL 60123-5246 |
| Document Number | 0000059292 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022K059292 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,112.00 (+30.32%) Homeowner's exemption Senior Citizen's exemption | $96,115 (+8.57%) Land $14,798 Building $81,317 | $288,460 (+8.57%) Land $44,412 Building $244,049 |
| 2024 | $88,528 (+21.39%) Land $13,630 Building $74,898 | $265,690 (+21.44%) Land $40,906 Building $224,784 | |
| 2022 | $4,690.00 (-2.8%) Homeowner's exemption | $72,927 (+6.96%) Land $11,228 Building $61,699 | $218,781 (+6.96%) Land $33,684 Building $185,097 |
| 2021 | $4,825.00 Homeowner's exemption | $68,181 Land $10,497 Building $57,684 | $204,543 Land $31,491 Building $173,052 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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