Scott County property record for 121 Ferguson Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,611 sqft · built 2015 |
| Lot Size | 0.242 acres (10,537 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,900 (Apr 2024) |
| Tax Bill | $4,541 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-20-016.000 |
| Primary APN | 113-20-016.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,611 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Lot Area | 10,537 sqft (0.242 acres) |
| Street Address | 121 FERGUSON LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLELLAND VIEW |
| Legal Subdivision | MCCLELLAND VIEW |
| Legal Lot Number | 7 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40601 |
121 Ferguson Ln is owned and occupied by two individuals who bought it in April 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Oct 6, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on File |
| Deed Sale | Apr 2, 2024 · Amount on File |
| Prior Sale | Apr 28, 2016 · Amount on File |
| Deed Document Number | 2024496478 |
| Deed Book / Page | 448 / 189 |
| Prior Transfer Date | Aug 24, 2023 |
| Prior Transfer Doc | 0000479396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 2, 2024 |
| Property Address | 121 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Document Number | 00D448/189 |
| Book / Page | D448 / 189 |
| Map Reference | CAB 11 SL 73 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 496478 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 187 RUTH MILLER DR, GEORGETOWN, KY 40324-8591 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 121 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Document Number | 0000496481 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 496481 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 121 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | RESOURCE TITLE, SOURCE TITLE |
| Name | Verified Name |
|---|
| Document Number | M1361/712 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | M1361/712 |
| Instrument | 375684 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 121 Ferguson Ln was $4,541.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,900 (-) | $509,900 (-) | |
| 2025 | $4,541.00 | $509,900 | $509,900 |
| 2023 | $3,387.00 (+11.71%) | $373,600 (+6.9%) Land $55,000 Building $318,600 | $373,600 (+6.9%) Land $55,000 Building $318,600 |
| 2022 | $3,032.00 | $349,500 Land $49,000 Building $300,500 | $349,500 Land $49,000 Building $300,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Ferguson Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Ferguson Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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