Scott County property record for 115 Ferguson Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,816 sqft · built 2015 |
| Lot Size | 0.224 acres (9,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Jan 2026) |
| Tax Bill | $3,331 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-20-013.000 |
| Primary APN | 113-20-013.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Lot Area | 9,749 sqft (0.224 acres) |
| Street Address | 115 FERGUSON LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLELLAND VIEW |
| Legal Subdivision | MCCLELLAND VIEW |
| Legal Lot Number | 4 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40601 |
115 Ferguson Ln is owned and occupied by two individuals who bought it in January 2026.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Jul 12, 2022 | Deed, Transfer · FHA Mortgage WESBANCO BANK INC |
| Feb 3, 2016 | Deed, Subdivision Related Transfer AMERICAN MORTGAGE SERVICE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on File |
| Deed Sale | Jan 29, 2026 · Amount on File |
| Prior Sale | Jun 7, 2024 · Amount on File |
| Deed Document Number | 2026571329 |
| Deed Book / Page | 463 / 640 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 29, 2026 |
| Property Address | 115 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Document Number | 00D463/640 |
| Book / Page | D463 / 640 |
| Map Reference | CAB 11 SL 73 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 571329 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 801 WAITS RD, CYNTHIANA, KY 41031-9204 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Document Number | 0000571330 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 571330 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 12, 2022 |
| Property Address | 115 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Document Number | 00D435/339 |
| Book / Page | D435 / 339 |
| Map Reference | CAB 11 SL 73 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 456601 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 FERGUSON LN, 117, GEORGETOWN, KY 40324-1284 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Document Number | 0000456602 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 456602 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 3, 2016 |
| Property Address | 115 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Document Number | D375/181 |
| Book / Page | D375 / 181 |
| Map Reference | CAB11 SL73 |
| Instrument Date | Jan 29, 2016 |
| Instrument | 349801 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 115 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Document Number | 0M1266/317 |
|---|---|
| Date | Feb 3, 2016 |
| Book Page | M1266/317 |
| Instrument | 349802 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 1, 2046 |
The 2025 property tax bill for 115 Ferguson Ln was $3,331.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,000 (-) | $374,000 (-) | |
| 2025 | $3,331.00 | $374,000 | $374,000 |
| 2023 | $3,081.00 (+42.51%) | $339,900 (+36.34%) Land $55,000 Building $284,900 | $339,900 (+36.34%) Land $55,000 Building $284,900 |
| 2022 | $2,162.00 | $249,300 Land $49,000 Building $200,300 | $249,300 Land $49,000 Building $200,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Ferguson Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Ferguson Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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