114 Ferguson Ln, Georgetown, KY 40324 Property Records

Scott County property record for 114 Ferguson Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,749 sqft · built 2014
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on File
Last Sale	$385,500 (Dec 2020)
Tax Bill	$3,869 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-10-072.000`

Property Details

APN / Parcel Number

Primary APN	`140-10-072.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,749 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	8,999 sqft (0.207 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 FERGUSON LN
City	GEORGETOWN
State	KY
Zip	40324-1284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCLELLAND VIEW
Legal Subdivision	MCCLELLAND VIEW
Legal Lot Number	42
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2017
Census Tract	40601

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	114 FERGUSON LN, GEORGETOWN, KY 40324-1284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	May 4, 2016 · Amount on File
Deed Document Number	2020425751
Deed Book / Page	420 / 438
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 21, 2020
Property Address	114 FERGUSON LN, GEORGETOWN, KY 40324-1284
Document Number	00D420/438
Book / Page	D420 / 438
Map Reference	CAB 11 SL 73
Instrument Date	Dec 17, 2020
Instrument	425751
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	FOUNDATION TITLE LLC-LIVINGSTON, FOUNDATION T&E LEXINGTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 FERGUSON LN, GEORGETOWN, KY 40324-1284

Mortgage

Document Number	0000425752
Date	Dec 21, 2020
Instrument	425752

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,400 (-)	$434,400 (-)
2025	$3,869.00 (+10.61%)	$434,400 (+12.6%)	$434,400 (+12.6%)
2023	$3,498.00 (+4.61%)	$385,800 (+0.08%) Land $55,000 Building $330,800	$385,800 (+0.08%) Land $55,000 Building $330,800
2022	$3,344.00	$385,500 Land $49,000 Building $336,500	$385,500 Land $49,000 Building $336,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20