Scott County property record for 113 Ferguson Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,743 sqft · built 2013 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 2022) |
| Tax Bill | $4,204 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Feb 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-20-012.000 |
| Primary APN | 113-20-012.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,743 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,498 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 113 FERGUSON LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLELLAND VIEW |
| Legal Subdivision | MCCLELLAND VIEW |
| Legal Lot Number | 3 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40601 |
113 Ferguson Ln is owned and occupied by two individuals who bought it in July 2022.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Feb 13, 2020 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| May 7, 2019 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on File |
| Deed Sale | Jul 22, 2022 · Amount on File |
| Prior Sale | Jun 29, 2015 · Amount on File |
| Deed Document Number | 2022457050 |
| Deed Book / Page | 435 / 630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 22, 2022 |
| Property Address | 113 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Document Number | 00D435/630 |
| Book / Page | D435 / 630 |
| Map Reference | CAB 11 SL 73 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 457050 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4057 MOUNTAIN #81078107, 4057, LEXINGTON, KY 40575 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 113 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Document Number | 0000457051 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 457051 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 113 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Name | Verified Name |
|---|
| Document Number | M1489/218 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | M1489/218 |
| Instrument | 411954 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 12, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 113 FERGUSON LN, GEORGETOWN, KY 40324-1284 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2019 |
| Name | Verified Name |
|---|
| Document Number | M1439/085 |
|---|---|
| Date | May 7, 2019 |
| Book Page | M1439/085 |
| Instrument | 399833 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 6, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 113 Ferguson Ln was $4,204.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,100 (-) | $472,100 (-) | |
| 2025 | $4,204.00 | $472,100 | $472,100 |
| 2023 | $3,853.00 (+43.61%) | $425,000 (+37.41%) Land $55,000 Building $370,000 | $425,000 (+37.41%) Land $55,000 Building $370,000 |
| 2022 | $2,683.00 | $309,300 Land $49,000 Building $260,300 | $309,300 Land $49,000 Building $260,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 113 Ferguson Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 113 Ferguson Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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