Schenectady County and Schenectady City property record for 116 Edward St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,388 sqft · built 1900 |
| Lot Size | 0.128 acres (5,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Mar 2021) |
| Tax Bill | $4,462 (2026) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.76-2-33 |
| Primary APN | 421500 49.76-2-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 956 sqft |
| 2nd Floor Area | 432 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,600 sqft (0.128 acres) |
| Lot Dimensions | 175 ft deep x 32 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 201 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 116 EDWARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 33.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 EDWARD ST, SCHENECTADY, NY 12304-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage HUNT MORTGAGE |
| Oct 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY RESOURCE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2021 · Amount on Record |
| Deed Sale | Mar 15, 2021 · Amount on Record |
| Prior Sale | Jan 9, 2009 · Amount on Record |
| Deed Document Number | 202110349 |
| Deed Book / Page | 2054 / 127 |
| Prior Transfer Date | Apr 13, 2000 |
| Prior Transfer Doc | 1576000407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 15, 2021 |
| Property Address | 116 EDWARD ST, SCHENECTADY, NY 12304-2902 |
| Document Number | 0000010349 |
| Book / Page | 2054 / 127 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 202110349 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2691 DELAWARE TUMPIKE, VOORHEESVILLE, NY 12186 |
| Name | Verified Name |
|---|---|
| Address | 535 BRADFORD ST, ALBANY, NY 12206-1432 |
| Document Number | 0000010354 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 202110354 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 116 EDWARD ST, SCHENECTADY, NY 12304-2902 |
| Document Number | 0000046037 |
| Book / Page | 004792 / 000982 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Name | Verified Name |
|---|---|
| Address | 116 EDWARD ST SCHENECTADY NY 123042902, SCHENECTADY, NY 12304-2902 |
| Document Number | 0000046037 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 004792/000982 |
| Instrument | 46037 |
| Name | COMMUNITY RESOURCE CU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110-0352 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 10, 2037 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,462.00 (+2.46%) | ||
| 2025 | $4,355.00 (+6.22%) | $78,500 (-) Land $11,800 Building $66,700 | $129,988 (+30.82%) Land $19,540 Building $110,448 |
| 2023 | $78,500 (-) Land $11,800 Building $66,700 | $99,367 (+3.8%) Land $14,937 Building $84,430 | |
| 2022 | $78,500 Land $11,800 Building $66,700 | $95,732 Land $14,390 Building $81,342 | |
| 2021 | $4,100.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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