132 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 132 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,200 sqft · built 1920
Lot Size	0.061 acres (2,657 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Mar 2024)
Tax Bill	$3,003 (2025)
Deeds & Mortgages	Mar 2024 Sale Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3623-84-5117`

Property Details

APN / Parcel Number

Primary APN	`3623-84-5117`
Alternative APNs	`362316845117` `288880` `291935` `308279` `00578`

Interior

Stories	2 Stories
Building Area	5,200 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,657 sqft (0.061 acres)
Garage Area	2,600 sqft
Parking Spaces	9 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	308279
Street Address	132 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-2725
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-B
Legal Description	132 E MAIN ST
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	2
Census Block	2001
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnton Commercial Historic District listed 2005 · 64 contributing resources · NRIS 05001419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County records, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2544 FREEMAN RD, LINCOLNTON, NC 28092-8878
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Warranty Deed, Subdivision Related Transfer
Aug 9, 2022	Warranty Deed, Transfer
Feb 20, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Prior Sale	Aug 9, 2022 · Amount on Record
Deed Document Number	2024677964
Deed Book / Page	3310 / 392
Last Transfer Date	Dec 18, 2024
Transfer Doc	0003376343
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 12, 2024
Property Address	132 E MAIN ST, LINCOLNTON, NC 28092-2725
Document Number	0003310392
Book / Page	3310 / 392
Instrument Date	Feb 14, 2024
Instrument	677964
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount Recorded
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 32697, CHARLOTTE, NC 28232-2697

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2544 FREEMAN RD, LINCOLNTON, NC 28092-8878

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 9, 2022
Property Address	132 E MAIN ST, LINCOLNTON, NC 28092-2725
Document Number	0003187486
Book / Page	3187 / 486
Instrument Date	Aug 8, 2022
Instrument	656187
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Tax	$599.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 E CONGRESS ST, 223, LINCOLNTON, NC 28092-3309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 32697, CHARLOTTE, NC 28232-2697

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	132 E MAIN ST, LINCOLNTON, NC 28092-2725
Document Number	2801112
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7768 TURNBERRY LN STANLEY NC 281647810, STANLEY, NC 28164-7810

Mortgage

Document Number	2801112
Date	Mar 6, 2019
Book Page	002801/000112
Instrument	589544

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,003.00 (+0.67%)	$286,606 (-) Land $41,515 Building $245,091	$286,606 (-) Land $41,515 Building $245,091
2023	$2,983.00	$286,606 Land $41,515 Building $245,091	$286,606 Land $41,515 Building $245,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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