121 Bower Ln, Forest Hill, MD 21050 Property Records

Harford County property record for 121 Bower Ln, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,538 sqft · built 2003
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Nov 2020)
Tax Bill	$7,524 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-357007`

Property Details

APN / Parcel Number

Primary APN	`03-357007`
Alternative APNs	`3357007` `357007`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,538 sqft Total Area
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	357007
Street Address	121 BOWER LN
City	FOREST HILL
State	MD
Zip	21050-1750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 7 1.06 AC 121 BOWER LANE COLVARD MANOR S2 P105/71
Legal Subdivision	COLVARD MANOR SEC 02 02
Legal Lot Number	7
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3007
Census Tract	303201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 BOWER LN, FOREST HILL, MD 21050-1750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jul 11, 2017	Deed, Transfer · Conventional Mortgage BAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Book / Page	14291 / 494
Prior Transfer Date	Mar 17, 2011
Prior Transfer Doc	0091230207
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 30, 2020
Property Address	121 BOWER LN, FOREST HILL, MD 21050-1750
Document Number	0142910494
Book / Page	14291 / 494
Map Reference	MB 105 PG 71
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	121 BOWER LN, FOREST HILL, MD 21050-1750

Mortgage

Document Number	0014291501
Date	Nov 30, 2020
Instrument	14291/501

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 11, 2017
Property Address	121 BOWER LN, FOREST HILL, MD 21050-1750
Document Number	0124230433
Book / Page	12423 / 0433
Map Reference	MB105 PG71
Instrument Date	Jun 30, 2017
Instrument	12423-0433
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	63 BRIGHAM HILL RD, GRAFTON, MA 01519-1569

Mortgage

Document Number	0124230440
Date	Jul 11, 2017
Instrument	12423-0440

Lender

Name	BAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,524.00 (+8.73%) Homeowner's exemption	$684,900 (+13.46%)	$744,100 (+13.55%) Land $165,600 Building $578,500
2025	$6,920.00 (+8.86%) Homeowner's exemption
2023		$603,633	$655,300 Land $165,600 Building $489,700
2022	$6,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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