Harford County property record for 115 Bower Ln, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,290 sqft · built 2003 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,021,000 (Aug 2025) |
| Tax Bill | $9,384 (2026) |
| Deeds & Mortgages | Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-365670 |
| Primary APN | 03-365670 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,290 sqft Total Area |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 712 sqft |
| Deck Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 365670 |
|---|---|
| Street Address | 115 BOWER LN |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 10 1.65 AC 115 BOWER LANE COLVARD MANOR S2 P110/83 |
| Legal Subdivision | PLAT 3 COLVARD MANOR |
| Legal Lot Number | 10 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 303201 |
115 Bower Ln is owned and occupied by two individuals who bought it in August 2025.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 BOWER LN, FOREST HILL, MD 21050-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on File |
| Deed Sale | Aug 18, 2025 · Amount on File |
| Prior Sale | Dec 17, 2003 · Amount on File |
| Deed Book / Page | 16772 / 263 |
| Prior Transfer Date | Sep 4, 2018 |
| Prior Transfer Doc | 0130330126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 24, 2018 |
| Property Address | 115 BOWER LN, FOREST HILL, MD 21050-1750 |
| Document Number | 0130330126 |
| Book / Page | 013033 / 000126 |
| Instrument Date | Sep 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 115 BOWER LN FOREST HILL MD 210501750, FOREST HILL, MD 21050-1750 |
The 2026 property tax bill for 115 Bower Ln was $9,384 with a homeowner's exemption, up 10.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,384.00 (+10.4%) Homeowner's exemption | $855,567 (+5.81%) | $949,500 (+17.43%) Land $171,500 Building $778,000 |
| 2025 | $8,500.00 Homeowner's exemption | $808,600 Land $171,500 Building $637,100 | $808,600 Land $171,500 Building $637,100 |
| 2023 | $740,333 | $808,600 Land $171,500 Building $637,100 | |
| 2022 | $7,756.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Bower Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Bower Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile, Xfinity.
5G (outdoors only) and 4G LTE
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