118 Bower Ln, Forest Hill, MD 21050 Property Records

Harford County property record for 118 Bower Ln, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,556 sqft · built 2003
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on File
Last Sale	$507,000 (Oct 2018)
Tax Bill	$6,894 (2026)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-357023`

Property Details

APN / Parcel Number

Primary APN	`03-357023`
Alternative APNs	`3357023` `357023`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,556 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	357023
Street Address	118 BOWER LN
City	FOREST HILL
State	MD
Zip	21050-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 14 1.29 AC 118 BOWER LANE COLVARD MANOR S2 P105/71
Legal Subdivision	PLAT 2 COLVARD MANOR
Legal Lot Number	14
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	3
Census Block	3007
Census Tract	303201

Owner

118 Bower Ln is owned and occupied by two individuals who bought it in October 2018.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	118 BOWER LN, FOREST HILL, MD 21050-1749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Deed, Transfer · Conventional Mortgage CREDENCE FUNDING CORPORATION
Oct 17, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on File
Deed Sale	Oct 17, 2018 · Amount on File
Prior Sale	Oct 17, 2018 · Amount on File
Deed Book / Page	13023 / 12
Record Updated	Oct 29, 2026

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 17, 2018
Property Address	118 BOWER LN, FOREST HILL, MD 21050-1749
Document Number	0130230012
Book / Page	13023 / 0012
Map Reference	MB105 PG71
Instrument Date	Aug 14, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,305.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	500 OLD ROBINHOOD RD, ABERDEEN, MD 21001-1802

Mortgage

Document Number	0001302317
Date	Oct 17, 2018
Instrument	13023/17

Lender

Name	CREDENCE FUNDING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2048

October 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 17, 2018
Property Address	118 BOWER LN, FOREST HILL, MD 21050-1749
Document Number	0130230009
Book / Page	013023 / 000009
Instrument Date	Mar 29, 2018
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6631 E LEISURE CT ELLICOTT CITY MD 21043, ELLICOTT CITY, MD 21043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 118 Bower Ln was $6,894, up 8.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,894.00 (+8.4%)	$627,100	$679,500 Land $167,900 Building $511,600
2025	$6,360.00
2023		$555,233	$600,900 Land $167,900 Building $433,000
2022	$5,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Bower Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Bower Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bower Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures