Harford County property record for 119 Bower Ln, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,106 sqft · built 2003 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $498,585 (Jan 2003) |
| Tax Bill | $9,144 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-357015 |
| Primary APN | 03-357015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,106 sqft Total Area |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 71,003 sqft (1.63 acres) |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Patio Area | 1,500 sqft |
| Bath House | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 357015 |
|---|---|
| Street Address | 119 BOWER LN |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 8 1.63 AC 119 BOWER LANE COLVARD MANOR S2 P105/71 |
| Legal Subdivision | COLVARD MANOR 02 SEC 02 |
| Legal Lot Number | 8 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 303201 |
Source: Harford County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 BOWER LN, FOREST HILL, MD 21050-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2003 · Amount on Record |
| Deed Sale | Jan 14, 2003 · Amount on Record |
| Prior Sale | Oct 31, 2002 · Amount on Record |
| Deed Document Number | 20031508 |
| Deed Book / Page | 4340 / 436 |
| Last Transfer Date | Aug 12, 2022 |
| Transfer Doc | 0156710235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 119 BOWER LN, FOREST HILL, MD 21050-1750 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0139820395 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 13982/395 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 14, 2022 |
| Property Address | 119 BOWER LN, FOREST HILL, MD 21050-1750 |
| Document Number | 0156710235 |
| Book / Page | 15671 / 235 |
| Map Reference | MB CGH 105 FO 71 |
| Instrument Date | Aug 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 BOWER LN, FOREST HILL, MD 21050-1750 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,144.00 (+9.1%) Homeowner's exemption | $833,500 (+4.5%) | $905,300 (+13.5%) Land $171,300 Building $734,000 |
| 2025 | $8,381.00 (+9.76%) Homeowner's exemption | $797,600 (+9.36%) Land $171,300 Building $626,300 | $797,600 (-) Land $171,300 Building $626,300 |
| 2023 | $729,333 | $797,600 Land $171,300 Building $626,300 | |
| 2022 | $7,636.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile, Xfinity.
5G (outdoors only) and 4G LTE
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