Bergen County and Ramsey Borough property record for 121 Abbey Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,711 sqft · built 1955 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $421,000 (Jul 2003) |
| Tax Bill | $13,532 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05301-0000-00029 |
| Primary APN | 48-05301-0000-00029 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,711 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 121 ABBEY CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.189AC |
| Legal Subdivision | RAMSEY COUNTRY CLUB ESTS SEC 1 |
| Legal Block | 5301 |
| Legal Lot Number | 29 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 44201 |
121 Abbey Ct is owned and occupied by two individuals who bought it in July 2003.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 ABBEY CT, RAMSEY, NJ 07446-2657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOWER |
| Aug 15, 2019 | Deed of Trust, Mortgage · Line of Credit LOWER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2003 · Amount on File |
| Deed Sale | Jul 8, 2003 · Amount on File |
| Deed Book / Page | 8592 / 715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 121 ABBEY CT, RAMSEY, NJ 07446-2657 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032310702 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 3231/702 |
| Instrument | 19-026646 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 121 ABBEY CT, RAMSEY, NJ 07446-2657 |
| Document Number | 0033700365 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | MEYMAX TITLE AGENCY/OH LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 ABBEY CT RAMSEY NJ 074462657, RAMSEY, NJ 07446-2657 |
| Document Number | 0033700365 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 003370/000365 |
| Instrument | 66835 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 8, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 121 ABBEY CT, RAMSEY, NJ 07446-2657 |
| Document Number | 0033700377 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | MEYMAX TITLE AGENCY/OH LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 ABBEY CT RAMSEY NJ 074462657, RAMSEY, NJ 07446-2657 |
| Document Number | 0033700377 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 003370/000377 |
| Instrument | 66835 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 8, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 121 Abbey Ct was $13,532, down 6% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $685,300 (+4.28%) Land $378,400 Building $306,900 | $685,300 (+4.28%) Land $378,400 Building $306,900 | |
| 2025 | $13,532.00 (-6.01%) | $657,200 Land $353,400 Building $303,800 | $657,200 Land $353,400 Building $303,800 |
| 2024 | $14,397.00 | ||
| 2023 | $510,200 Land $293,600 Building $216,600 | $510,200 Land $293,600 Building $216,600 | |
| 2022 | $13,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Abbey Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Abbey Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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