Bergen County and Ramsey Borough property record for 78 Abbey Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,577 sqft · built 1966 |
| Lot Size | 0.283 acres (12,327 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $817,777 (Jul 2022) |
| Tax Bill | $18,432 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05403-0000-00001 |
| Primary APN | 48-05403-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,577 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 12,327 sqft (0.283 acres) |
| Lot Dimensions | 110 ft deep x 112 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 78 ABBEY CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.283AC |
| Legal Subdivision | RAMSEY COUNTRY CLUB ESTATES SE |
| Legal Block | 5403 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 44201 |
78 Abbey Ct is owned and occupied by two individuals who bought it in July 2022.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 ABBEY CT, RAMSEY, NJ 07446-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage COLUMBIA BANK |
| Jun 16, 2020 | Deed of Trust, Mortgage · Line of Credit QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2022 · Amount on File |
| Deed Sale | Jul 7, 2022 · Amount on File |
| Prior Sale | Jun 21, 1996 · Amount on File |
| Deed Document Number | 202268511 |
| Deed Book / Page | 4735 / 1282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 7, 2022 |
| Property Address | 78 ABBEY CT, RAMSEY, NJ 07446-2604 |
| Document Number | 0047351282 |
| Book / Page | 4735 / 1282 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022068511 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,560.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 N MAPLE AVE UNIT 401, 48, RIDGEWOOD, NJ 07450-3283 |
| Name | Verified Name |
|---|---|
| Address | 78 ABBEY CT, RAMSEY, NJ 07446-2604 |
| Document Number | 2022068512 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022068512 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 78 ABBEY CT, RAMSEY, NJ 07446-2604 |
| Document Number | 0036380793 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 ABBEY CT RAMSEY NJ 074462604, RAMSEY, NJ 07446-2604 |
| Document Number | 0036380793 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 003638/000793 |
| Instrument | 20063949 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 7, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 78 Abbey Ct was $18,432, down 10.4% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $919,100 (+2.67%) Land $392,500 Building $526,600 | $919,100 (+2.67%) Land $392,500 Building $526,600 | |
| 2025 | $18,432.00 (-10.35%) | $895,200 Land $367,500 Building $527,700 | $895,200 Land $367,500 Building $527,700 |
| 2024 | $20,561.00 | ||
| 2023 | $728,600 Land $305,400 Building $423,200 | $728,600 Land $305,400 Building $423,200 | |
| 2022 | $19,111.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Abbey Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78 Abbey Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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