115 Abbey Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 115 Abbey Ct, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details2,556 sqft · built 1955
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on Record
Last Sale$735,000 (Jul 2017)
Tax Bill$16,561 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-05301-0000-00030

Property Details

APN / Parcel Number

Primary APN48-05301-0000-00030
Alternative APN
  • 480530100030

Interior

Stories1 Story
Building Area2,556 sqft Living Area
1st Floor Area2,556 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeFrame
Lot Area8,233 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address115 ABBEY CT
CityRAMSEY
StateNJ
Zip07446-2657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.189AC
Legal SubdivisionRAMSEY COUNTRY CLUB ESTATES SE
Legal Block5301
Legal Lot Number30
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1006
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 ABBEY CT, RAMSEY, NJ 07446-2657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Conventional with PMI
NJ LENDERS
Jul 21, 2017Grant Deed, Transfer · Conventional Mortgage
NJ LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2017 · Amount on Record
Deed SaleJul 21, 2017 · Amount on Record
Prior SaleMay 17, 2004 · Amount on Record
Deed Document Number201754864
Deed Book / Page2672 / 627
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address115 ABBEY CT, RAMSEY, NJ 07446-2657
Document Number0035921469
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyPRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 ABBEY CT RAMSEY NJ 074462657, RAMSEY, NJ 07446-2657

Mortgage

Document Number0035921469
DateMay 7, 2020
Book Page003592/001469
Instrument20046775
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 6, 2050

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateJul 21, 2017
Property Address115 ABBEY CT, RAMSEY, NJ 07446-2657
Document Number0026720627
Book / Page002672 / 000627
Instrument DateJun 14, 2017
Transaction TypeTransfer
Record UpdatedJul 31, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$735.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 ABBEY CT RAMSEY NJ 074462657, RAMSEY, NJ 07446-2657

Mortgage

Document Number26720633
DateJul 21, 2017
Book Page002672/000633
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 20, 2047

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$834,400 (+3.74%) Land $378,400 Building $456,000$834,400 (+3.74%) Land $378,400 Building $456,000
2025$16,561.00 (-10.54%)$804,300 (+22.61%) Land $353,400 Building $450,900$804,300 (+22.61%) Land $353,400 Building $450,900
2024$18,512.00 (+7.59%)
2023$656,000 Land $293,600 Building $362,400$656,000 Land $293,600 Building $362,400
2022$17,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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