101 Abbey Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 101 Abbey Ct, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,743 sqft · built 1956
Lot Size0.224 acres (9,757 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Sep 2016)
Tax Bill$13,468 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Mar 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-05301-0000-00032

Property Details

APN / Parcel Number

Primary APN48-05301-0000-00032
Alternative APN
  • 480530100032

Interior

Stories1 Story
Building Area1,743 sqft Living Area
1st Floor Area1,743 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area9,757 sqft (0.224 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address101 ABBEY CT
CityRAMSEY
StateNJ
Zip07446-2657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.224AC
Legal SubdivisionRAMSEY COUNTRY CLUB ESTATE SEC
Legal Block5301
Legal Lot Number32
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1006
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 ABBEY CT, RAMSEY, NJ 07446-2657
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Mar 16, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 22, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/PA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2016 · Amount on Record
Deed SaleSep 15, 2016 · Amount on Record
Prior SaleFeb 11, 2004 · Amount on Record
Deed Document Number201669626
Deed Book / Page2374 / 873
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address101 ABBEY CT, RAMSEY, NJ 07446-2657
Transaction TypeMortgage
Record UpdatedOct 5, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050670840
DateAug 25, 2023
Book Page5067/840
Instrument2023055797
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address101 ABBEY CT, RAMSEY, NJ 07446-2657
Transaction TypeMortgage
Record UpdatedJun 6, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046201870
DateMar 16, 2022
Book Page4620/1870
Instrument2022032148
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 10, 2052

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address101 ABBEY CT, RAMSEY, NJ 07446-2657
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANC CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044620273
DateNov 17, 2021
Book Page4462/273
Instrument2021171296
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address101 ABBEY CT, RAMSEY, NJ 07446-2657
Document Number0033282288
Instrument DateJul 22, 2019
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 ABBEY CT RAMSEY NJ 074462657, RAMSEY, NJ 07446-2657

Mortgage

Document Number0033282288
DateAug 22, 2019
Book Page003328/002288
Instrument55079
Lender
NameCITIZENS BK/PA
TypeBank
AddressPHILADELPHIA, PA 19103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 21, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$681,800 (+4.23%) Land $383,600 Building $298,200$681,800 (+4.23%) Land $383,600 Building $298,200
2025$13,468.00 (-6.95%)$654,100 (+27.53%) Land $358,600 Building $295,500$654,100 (+27.53%) Land $358,600 Building $295,500
2024$14,474.00 (+7.59%)
2023$512,900 Land $298,000 Building $214,900$512,900 Land $298,000 Building $214,900
2022$13,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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