12098 Reed Rd, Byron, MI 48418 Property Records

Shiawassee County property record for 12098 Reed Rd, Byron, MI 48418

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,664 sqft · built 1997
Lot Size	6.4 acres (278,784 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (May 2021)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-20-200-002-05`

Property Details

APN / Parcel Number

Primary APN	`016-20-200-002-05`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	278,784 sqft (6.4 acres)
Garage Area	1,344 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12098 REED RD
City	BYRON
State	MI
Zip	48418-8884
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 20 T5N R4E COM AT PT ON CLN OF REED ROAD WHICH IS 868.40 FT E & S2401'30!E ALONG CLN OF REED ROAD 243 FT FROM N 14 POST O
Legal Range	04E
Legal Township	05N
Legal Section	20
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	BURNS
Census Block Group	1
Census Block	1014
Census Tract	31301

Owner

12098 Reed Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12098 REED RD, BYRON, MI 48418-8884
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONS RELIABLE LENDING LLC
May 17, 2021	Warranty Deed, Transfer
Mar 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Deed Document Number	20213346409
Deed Book / Page	1282 / 642
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	12098 REED RD, BYRON, MI 48418-8884
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3539 MERRICK ST, DEARBORN, MI 48124-3848

Mortgage

Document Number	0012820296
Date	May 6, 2021
Book Page	1282/296
Instrument	3346063

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 17, 2021
Property Address	12098 REED RD, BYRON, MI 48418-8884
Document Number	0012820642
Book / Page	1282 / 642
Instrument Date	Apr 30, 2021
Instrument	3346409
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12098 REED RD, 12098, BYRON, MI 48418-8884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12098 REED RD, BYRON, MI 48418-8884
Investor	Possibly a Property Investor

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 27, 2019
Property Address	12098 REED RD, BYRON, MI 48418-8884
Document Number	0012550136
Book / Page	001255 / 000136
Instrument Date	Mar 21, 2019
Instrument	3318646
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	12098 REED RD BYRON MI 484188884, BYRON, MI 48418-8884

Tax Assessment & Valuation

The 2025 property tax bill for 12098 Reed Rd was $3,061 with a homeowner's exemption, up 4.2% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Burns Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,300 (+6.87%)	$264,600 (+6.87%)
2025	$3,061.00 (+4.15%) Homeowner's exemption	$123,800	$247,600
2024	$2,939.00 (+14.45%)
2023	$2,568.00 Homeowner's exemption	$108,300	$216,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12098 Reed Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12098 Reed Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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