12092 Hilltop Ter, Grass Valley, CA 95949 Property Records

Nevada County property record for 12092 Hilltop Ter, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,811 sqft · built 2004
Lot Size	5.38 acres (234,788 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2011)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027-040-021-000`

Property Details

APN / Parcel Number

Primary APN	`027-040-021-000`
Alternative APN	`27-040-21-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,811 sqft Living Area
1st Floor Area	943 sqft
2nd Floor Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Lot Area	234,788 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,811 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	27-040-21-000
Street Address	12092 HILLTOP TER
City	GRASS VALLEY
State	CA
Zip	95949-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-20
Legal Description	PTN PCL 2 PM 6/56
Legal Subdivision	PARCEL MAP
Legal Lot Number	2
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2005
Census Tract	107

Owner

Source: Nevada County records · APN 027-040-021-000

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12092 HILLTOP TER, GRASS VALLEY, CA 95949-7702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2011 · Amount on Record
Deed Sale	Aug 26, 2011 · Amount on Record
Prior Sale	Oct 15, 2003 · Amount on Record
Deed Document Number	201120336
Last Transfer Date	Aug 23, 2012
Transfer Doc	0000026272
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12092 HILLTOP TER, GRASS VALLEY, CA 95949-7702
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12092 HILLTOP TER, GRASS VALLEY, CA 95949-7702

Mortgage

Document Number	0000011981
Date	Jun 06, 2022
Instrument	20220011981

Lender

Name	BANNER BANK
Type	Bank
Address	GRASS VALLEY, CA 95949

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12092 HILLTOP TER, GRASS VALLEY, CA 95949-7702
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011272
Date	May 26, 2020
Instrument	20200011272

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 17, 2017
Property Address	12092 HILLTOP TER, GRASS VALLEY, CA 95949-7702
Document Number	0000015537
Instrument Date	Jun 28, 2017
Instrument	15537
Transaction Type	Transfer
Record Updated	Mar 06, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12092 HILLTOP TER GRASS VALLEY CA 959497702, GRASS VALLEY, CA 95949-7702

Tax Assessment & Valuation

Source: Nevada County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,343 (+2%) Land $120,424 Building $222,919
2025	$3,768.00 (+9.22%)	$336,612 (+4.04%) Land $118,063 Building $218,549
2023	$3,450.00 (+2.04%)	$323,543 Land $113,480 Building $210,063	$466,740
2022	$3,381.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Race Telecommunications Fiber	1,000 / 1,000
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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