1209 Forrest St, Waco, TX 76704 Property Records

McLennan County property record for 1209 Forrest St, Waco, TX 76704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 2001
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$188,423 (Feb 2023)
Tax Bill	$2,986 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`48-025700-029600-4`

Property Details

APN / Parcel Number

Primary APN	`48-025700-029600-4`
Alternative APNs	`4802570002960040101` `179149`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	450 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	61 sqft
Patio Area	16 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1209 FORREST ST
City	WACO
State	TX
Zip	76704-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	KIRKPATRICK LOT 14 BLOCK 52 ACRES .1894
Legal Subdivision	KIRKPATRICK
Legal Block	52
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3059
Census Tract	1500

Owner

1209 Forrest St is owned and occupied by two individuals who bought it in February 2023.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1209 FORREST ST, WACO, TX 76704-2919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 17, 2021	Vendor's Lien, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 21, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on File
Deed Sale	Feb 6, 2023 · Amount on File
Prior Sale	Dec 17, 2021 · Amount on File
Deed Document Number	20233219
Prior Transfer Date	Jun 18, 2019
Prior Transfer Doc	0000020510
Record Updated	Oct 29, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 6, 2023
Property Address	1209 FORREST ST, WACO, TX 76704-2919
Document Number	0000003219
Map Reference	VOL 275 PG 172
Instrument Date	Feb 1, 2023
Instrument	2023003219
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 WEYRICH ST, TULARE, CA 93274-7724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 FORREST ST, WACO, TX 76704-2919

Mortgage

Document Number	0000003220
Date	Feb 6, 2023
Instrument	2023003220

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Mortgage

Document Number	0000003221
Date	Feb 6, 2023
Instrument	2023003221

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 17, 2021
Property Address	1209 FORREST ST, WACO, TX 76704-2919
Document Number	0000051062
Map Reference	VOL 275 PG 172
Instrument Date	Dec 17, 2021
Instrument	2021051062
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 WEYRICH ST, TULARE, CA 93274-7724

Mortgage

Document Number	0000051063
Date	Dec 17, 2021
Instrument	2021051063

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 21, 2019
Property Address	1209 FORREST ST, WACO, TX 76704-2919
Document Number	0000020510
Map Reference	VOL 275 PG 172
Instrument Date	Jun 18, 2019
Instrument	2019020510
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 COUNTY ROAD 304, ROSEBUD, TX 76570-2000

Mortgage

Document Number	0000020511
Date	Jun 21, 2019
Instrument	2019020511

Lender

Name	BBVA USA
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1209 Forrest St was $2,986 with a homeowner's exemption, down 9.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,000 (-) Land $20,630 Building $162,370	$183,000 (-) Land $20,630 Building $162,370
2025	$2,986.00 (-9.84%) Homeowner's exemption	$183,000 Land $20,630 Building $162,370	$183,000 Land $20,630 Building $162,370
2024	$3,312.00
2023		$183,560 Land $20,640 Building $162,920	$183,560 Land $20,640 Building $162,920
2022	$3,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1209 Forrest St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 Forrest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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