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1209 Cypress Pt E, Winter Haven, FL 33884 Property Records

Polk County property record for 1209 Cypress Pt E, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,154 sqft · built 1980
Lot Size0.357 acres (15,564 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (May 2023)
Tax Bill$2,191 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-29-10-687210-000290

Property Details

APN / Parcel Number

Primary APN26-29-10-687210-000290
Alternative APNs
  • 102926687210000290
  • 02926000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,154 sqft Living Area
Gross Area2,683 sqft
1st Floor Area2,154 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area15,564 sqft (0.357 acres)
Lot Dimensions141 ft deep x 110 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area529 sqft

Exterior Amenities

Pool Area450 sqft
PorchFinished/Open Porch
Porch Area271 sqft
Shed1 Shed

Location & Zoning

Street Address1209 CYPRESS PT E
CityWINTER HAVEN
StateFL
Zip33884-3027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCYPRESS POINT PB 63 PG 40 LOT 29
Legal Range26E
Legal Township29S
Legal Section10
Legal SubdivisionCYPRESS POINT
Legal Tract687210
Legal Block2
Legal Lot Number29
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2054
Census Tract14005

Owner

Source: Polk County records · APN 26-29-10-687210-000290

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1209 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 04, 2018Quit Claim Deed, Transfer
Quitclaim
Aug 25, 2017Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2023 · Amount on Record
Deed SaleMay 31, 2023 · Amount on Record
Prior SaleAug 25, 2017 · Amount on Record
Deed Document Number2023125876
Deed Book / Page12709 / 606
Prior Transfer DateAug 31, 2018
Prior Transfer Doc0106010951
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 31, 2023
Property Address1209 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
Document Number0000125876
Book / Page12709 / 606
Map ReferenceMB 63 PG 40
Instrument DateMay 16, 2023
Instrument2023125876
Transaction TypeTransfer
Record UpdatedJun 12, 2023
Title CompanyINTEGRITY TITLE AND GUARANTY, INTEGRITY TTL & GUARANTY AGC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,115.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2430 WILDWOOD CT, WINTER HAVEN, FL 33884-3000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1209 CYPRESS PT E, WINTER HAVEN, FL 33884-3027

Mortgage

Document Number0012709608
DateMay 31, 2023
Instrument12709/608
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1209 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
Transaction TypeMortgage
Record UpdatedJan 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006982
DateJan 10, 2022
Book Page12064/2109
Instrument2022006982
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateSep 04, 2018
Property Address1209 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
Document Number0106010951
Book / Page010601 / 000951
Instrument DateAug 31, 2018
Instrument187725
Transaction TypeTransfer
Record UpdatedSep 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1209 CYPRESS PT E WINTER HAVEN FL 338843027, WINTER HAVEN, FL 33884-3027

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 25, 2017
Property Address1209 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
Document Number0102450785
Book / Page010245 / 000785
Instrument DateAug 15, 2017
Instrument165679
Transaction TypeTransfer
Record UpdatedSep 13, 2017
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1209 CYPRESS PT E WINTER HAVEN FL 338843027, WINTER HAVEN, FL 33884-3027

Mortgage

Document Number102450788
DateAug 25, 2017
Book Page010245/000788
Instrument165681
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 24, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,191.00 (-20.62%)$205,807 (-38.27%)$322,633 (-3.22%) Land $54,000 Building $268,633
2024$2,760.00 (-37.36%)
2023$4,406.00 (+11.4%)$333,375 (+18.46%) Land $53,000 Building $280,375$333,375 (+18.46%) Land $53,000 Building $280,375
2022$3,955.00$281,428 Land $53,000 Building $228,428$281,428 Land $53,000 Building $228,428

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA6 of 13
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 153 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6531992, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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