Polk County property record for 1206 Cypress Pt E, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,562 sqft · built 1981 |
| Lot Size | 0.364 acres (15,873 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Nov 2013) |
| Tax Bill | $2,930 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-10-687210-000490 |
| Primary APN | 26-29-10-687210-000490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,562 sqft Living Area |
| Gross Area | 3,504 sqft |
| 1st Floor Area | 2,562 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,873 sqft (0.364 acres) |
| Lot Dimensions | 144 ft deep x 110 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Florida Room |
| Porch Area | 658 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|
| Street Address | 1206 CYPRESS PT E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CYPRESS POINT PB 63 PG 40 LOT 49 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 10 |
| Legal Subdivision | CYPRESS POINT |
| Legal Tract | 687210 |
| Legal Block | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 14005 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1206 CYPRESS PT E, WINTER HAVEN, FL 33884-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2013 · Amount on Record |
| Deed Sale | Nov 18, 2013 · Amount on Record |
| Deed Document Number | 2013211953 |
| Deed Book / Page | 9113 / 1056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 14, 2026 |
| Property Address | 1206 CYPRESS PT E, WINTER HAVEN, FL 33884-3006 |
| Document Number | 0000222108 |
| Book / Page | 14152 / 1045 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 2026222108 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1206 CYPRESS PT E, WINTER HAVEN, FL 33884-3006 |
| Document Number | 0000222108, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 14152/1045 |
| Instrument | 2026222108 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 15, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1206 CYPRESS PT E, WINTER HAVEN, FL 33884-3006 |
| Document Number | 0113442236 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1206 CYPRESS PT E WINTER HAVEN FL 338843006, WINTER HAVEN, FL 33884-3006 |
| Document Number | 0113442236 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 011344/002236 |
| Instrument | 171478 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 20, 2035 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,614 (+2.7%) | $407,253 (-0.47%) Land $90,000 Building $317,253 | |
| 2025 | $2,930.00 (-10.21%) Homeowner's exemption | $261,552 (+5.99%) | $409,186 (-9%) Land $90,000 Building $319,186 |
| 2023 | $3,263.00 (+2.67%) Homeowner's exemption | $246,778 (+3%) | $449,640 (+20.33%) Land $88,000 Building $361,640 |
| 2022 | $3,178.00 Homeowner's exemption | $239,590 | $373,660 Land $88,000 Building $285,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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