1213 Cypress Pt E, Winter Haven, FL 33884 Property Records

Polk County property record for 1213 Cypress Pt E, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,709 sqft · built 1985
Lot Size	0.357 acres (15,564 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jul 2022)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-10-687210-000310`

Property Details

APN / Parcel Number

Primary APN	`26-29-10-687210-000310`
Alternative APNs	`102926687210000310` `02926000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,709 sqft Living Area
Gross Area	3,721 sqft
1st Floor Area	2,709 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	15,564 sqft (0.357 acres)
Lot Dimensions	141 ft deep x 110 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	550 sqft
Pool Area	512 sqft
Porch	Florida Room
Porch Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1213 CYPRESS PT E
City	WINTER HAVEN
State	FL
Zip	33884-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CYPRESS POINT PB 63 PG 40 LOT 31
Legal Range	26E
Legal Township	29S
Legal Section	10
Legal Subdivision	CYPRESS POINT
Legal Tract	687210
Legal Block	2
Legal Lot Number	31
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2054
Census Tract	14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1213 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Dec 31, 2013 · Amount on Record
Deed Document Number	2022191353
Deed Book / Page	12337 / 361
Prior Transfer Date	Dec 30, 2013
Prior Transfer Doc	0000237425
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 14, 2022
Property Address	1213 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
Document Number	0000191353
Book / Page	12337 / 361
Map Reference	MB 63 PG 40
Instrument Date	Jul 13, 2022
Instrument	2022191353
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1213 CYPRESS PT E, WINTER HAVEN, FL 33884-3027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 CYPRESS PT E, WINTER HAVEN, FL 33884-3027

Mortgage

Document Number	0012337363
Date	Jul 14, 2022
Instrument	12337/363

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,025 (-1.05%) Land $54,000 Building $291,025	$345,025 (-1.05%) Land $54,000 Building $291,025
2025	$4,085.00 (-30.59%)	$348,689 (-13.09%) Land $54,000 Building $294,689	$348,689 (-13.09%) Land $54,000 Building $294,689
2023	$5,885.00 (+115.88%)	$401,194 (+94.21%) Land $53,000 Building $348,194	$401,194 (+20.17%) Land $53,000 Building $348,194
2022	$2,726.00	$206,581	$333,847 Land $53,000 Building $280,847

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20