Polk County property record for 1207 Cypress Pt E, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,181 sqft · built 1983 |
| Lot Size | 0.357 acres (15,564 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Oct 2016) |
| Tax Bill | $4,102 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-10-687210-000280 |
| Primary APN | 26-29-10-687210-000280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,181 sqft Living Area |
| Gross Area | 2,757 sqft |
| 1st Floor Area | 2,181 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,564 sqft (0.357 acres) |
| Lot Dimensions | 141 ft deep x 110 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 360 sqft |
| Shed | 1 Shed |
| Street Address | 1207 CYPRESS PT E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CYPRESS POINT PB 63 PG 40 LOT 28 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 10 |
| Legal Subdivision | CYPRESS POINT |
| Legal Tract | 687210 |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 14005 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1207 CYPRESS PT E, WINTER HAVEN, FL 33884-3027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage SUN WEST MORTGAGE COMPANY INC |
| Nov 9, 2023 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2016 · Amount on File |
| Deed Sale | Oct 20, 2016 · Amount on File |
| Prior Sale | Aug 1, 2016 · Amount on File |
| Deed Document Number | 2016190867 |
| Deed Book / Page | 9963 / 2096 |
| Prior Transfer Date | Aug 22, 2016 |
| Prior Transfer Doc | 0000190866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1207 CYPRESS PT E, WINTER HAVEN, FL 33884-3027 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1207 CYPRESS PT E, WINTER HAVEN, FL 33884-3027 |
| Document Number | 0000270583 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 13779/492 |
| Instrument | 2025270583 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1207 CYPRESS PT E, WINTER HAVEN, FL 33884-3027 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | NATIONS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1207 CYPRESS PT E, WINTER HAVEN, FL 33884-3027 |
| Document Number | 0000265507 |
|---|---|
| Date | Nov 9, 2023 |
| Book Page | 12904/610 |
| Instrument | 2023265507 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,345 (+3.81%) Land $54,000 Building $267,345 | $321,345 (+3.81%) Land $54,000 Building $267,345 | |
| 2025 | $4,102.00 (-11.78%) | $309,539 (-12.73%) Land $54,000 Building $255,539 | $309,539 (-12.73%) Land $54,000 Building $255,539 |
| 2023 | $4,650.00 (+11.86%) | $354,702 (+19.63%) Land $53,000 Building $301,702 | $354,702 (+19.63%) Land $53,000 Building $301,702 |
| 2022 | $4,157.00 | $296,492 Land $53,000 Building $243,492 | $296,492 Land $53,000 Building $243,492 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 13 (1978–2026) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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