Carroll County property record for 1208 Stone Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,528 sqft · built 1991 |
| Lot Size | 4.71 acres (205,168 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $441,000 (May 2018) |
| Tax Bill | $6,320 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-022773 |
| Primary APN | 03-022773 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,528 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 205,168 sqft (4.71 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 521 sqft |
| Shed | 1 Shed |
| Shed Area | 2,664 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 022773 |
|---|---|
| Street Address | 1208 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1 - 4.71 ACS 1208 STONE RD 26-106 HOMERS HIGHLANDS PLT B |
| Legal Subdivision | HOMERS HIGHLANDS |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 503000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1208 STONE RD, WESTMINSTER, MD 21158-2823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Apr 29, 2021 | Intrafamily Transfer, Transfer PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC |
| Jun 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage NFM LNDG |
| May 21, 2018 | Grant Deed, Transfer · FHA Mortgage NFM LNDG |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on Record |
| Deed Sale | May 21, 2018 · Amount on Record |
| Prior Sale | Feb 22, 1985 · Amount on Record |
| Deed Book / Page | 9018 / 162 |
| Last Transfer Date | Apr 21, 2021 |
| Transfer Doc | 0102400487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1208 STONE RD, WESTMINSTER, MD 21158-2853 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1208 STONE RD, WESTMINSTER, MD 21158-2853 |
| Document Number | 0108530301 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 10853/301 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1208 STONE RD, WESTMINSTER, MD 21158-2853 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0100270016 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 10027/16 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 29, 2021 |
| Property Address | 1208 STONE RD, WESTMINSTER, MD 21158-2853 |
| Document Number | 0102400487 |
| Book / Page | 10240 / 487 |
| Map Reference | MB 26 FO 106 |
| Instrument Date | Apr 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1208 STONE RD, WESTMINSTER, MD 21158-2853 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1208 STONE RD, WESTMINSTER, MD 21158-2853 |
| Document Number | 0093270180 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 1208 STONE RD WESTMINSTER MD 211582853, WESTMINSTER, MD 21158-2853 |
| Document Number | 0093270180 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 009327/000180 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 21, 2018 |
| Property Address | 1208 STONE RD, WESTMINSTER, MD 21158-2853 |
| Document Number | 0090180162 |
| Book / Page | 009018 / 000162 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ACER TITLE AND ESCROW LLC, ACER TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1208 STONE RD WESTMINSTER MD 211582853, WESTMINSTER, MD 21158-2853 |
| Document Number | 90180168 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 009018/000168 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1208 STONE RD, WESTMINSTER, MD 21158-2853 |
| Document Number | 0088430485 |
| Book / Page | 008843 / 000485 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1208 STONE RD WESTMINSTER MD 211582853, WESTMINSTER, MD 21158-2853 |
| Document Number | 0088430485 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 008843/000485 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 25, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1208 STONE RD, WESTMINSTER, MD 21158-2853 |
| Document Number | 0088400273 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1208 STONE RD WESTMINSTER MD 211582853, WESTMINSTER, MD 21158-2853 |
| Document Number | 0088400273 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 008840/000273 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LANCASTER, PA 17604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1208 STONE RD, WESTMINSTER, MD 21158-2853 |
| Document Number | 0088400265 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1208 STONE RD WESTMINSTER MD 211582853, WESTMINSTER, MD 21158-2853 |
| Document Number | 0088400265 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 008840/000265 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LANCASTER, PA 17604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,320.00 (+4.48%) Homeowner's exemption | $566,833 (+0.47%) | $572,100 (+1.4%) Land $178,500 Building $393,600 |
| 2025 | $6,049.00 (+11.03%) Homeowner's exemption | $564,200 (+17.02%) Land $153,500 Building $410,700 | $564,200 (-) Land $153,500 Building $410,700 |
| 2023 | $5,448.00 | $482,133 | $564,200 Land $153,500 Building $410,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures