Carroll County property record for 1204 Stone Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,880 sqft · built 1988 |
| Lot Size | 2.85 acres (124,146 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Oct 1987) |
| Tax Bill | $4,702 (2026) |
| Deeds & Mortgages | Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-022803 |
| Primary APN | 03-022803 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 124,146 sqft (2.85 acres) |
| Garage Type | Mixed |
| Garage Area | 1,232 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 722 sqft |
| Porch | Slab |
| Porch Area | 160 sqft |
| Deck Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 022803 |
|---|---|
| Street Address | 1204 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 3 - 2.85 ACS STONE RD 26-106 PLT B HOMERS HIGHLANDS |
| Legal Subdivision | HOMERS HIGHLANDS |
| Legal Lot Number | 3 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 503000 |
1204 Stone Rd is owned and occupied by two individuals who bought it in October 1987.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1204 STONE RD, WESTMINSTER, MD 21158-2823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 1987 · Amount on File |
| Deed Sale | Oct 2, 1987 · Amount on File |
| Deed Book / Page | 1047 / 686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1204 STONE RD, WESTMINSTER, MD 21158-2823 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0108240065 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 10824/65 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 1204 Stone Rd was $4,702 with a homeowner's exemption, up 5.5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,702.00 (+5.47%) Homeowner's exemption | $477,433 | $589,100 Land $168,500 Building $420,600 |
| 2025 | $4,458.00 Homeowner's exemption | ||
| 2023 | $4,123.00 Homeowner's exemption | $364,867 | $421,600 Land $143,500 Building $278,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1204 Stone Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1204 Stone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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