1206 Stone Rd, Westminster, MD 21158 Property Records

Carroll County property record for 1206 Stone Rd, Westminster, MD 21158

Property Summary

Property TypeRural Home
Details5.5 ba · 3,712 sqft · built 2025
Lot Size22 acres (959,104 sqft)
OwnerIndividual Name on File
Last Sale$408,000 (Dec 2015)
Tax Bill$8,736 (2026)
Deeds & MortgagesMay 2021 Mortgage
Aug 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN03-018792

Property Details

APN / Parcel Number

Primary APN03-018792
Alternative APNs
  • 3018792
  • 018792

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,712 sqft Total Area
Basement Area4,240 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialSiding
Roof MaterialMetal
Lot Area959,104 sqft (22 acres)
Garage TypeAttached
Garage Area576 sqft
PorchSlab
Porch Area204 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number018792
Street Address1206 STONE RD
CityWESTMINSTER
StateMD
Zip21158-2823
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAGRIC
Legal DescriptionLT - 22.018 ACS 1206 STONE RD NR HALTER RD
JurisdictionCARROLL MD
Township / Civil Division3, MYERS
Census Block Group2
Census Block2007
Census Tract503000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1206 STONE RD, WESTMINSTER, MD 21158-2823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 23, 2019Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2015 · Amount on File
Deed SaleDec 2, 2015 · Amount on File
Prior SaleJul 8, 1985 · Amount on File
Deed Book / Page8166 / 364
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1206 STONE RD, WESTMINSTER, MD 21158-2823
Transaction TypeMortgage
Record UpdatedJun 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0102810444
DateMay 20, 2021
Book Page10281/444
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term340 Months
DueSep 1, 2049

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARROLL MD
Property Address1206 STONE RD, WESTMINSTER, MD 21158-2823
Document Number0094290387
Instrument DateAug 23, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1206 STONE RD WESTMINSTER MD 211582823, WESTMINSTER, MD 21158-2823

Mortgage

Document Number0094290387
DateOct 1, 2019
Book Page009429/000387
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 30, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,736.00 (+445.32%) Homeowner's exemption$792,333 (+475.41%)$903,800 (+556.35%) Land $154,500 Building $749,300
2025$1,602.00 (-46.22%) Homeowner's exemption$137,700 (-47.77%) Land $129,500 Building $8,200$137,700 (-53.34%) Land $129,500 Building $8,200
2023$2,979.00$263,633$295,100 Land $129,500 Building $165,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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