Carroll County property record for 1207 Stone Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,812 sqft · built 1977 |
| Lot Size | 1.47 acres (64,033 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,487 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-043775 |
| Primary APN | 07-043775 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,812 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 64,033 sqft (1.47 acres) |
| Garage Type | Basement |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Gazebo | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 043775 |
|---|---|
| Street Address | 1207 STONE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 4A - 1.47 ACS 1207 STONE RD 44-173 AMN FRANCES B HEISTERMAN PRP |
| Legal Subdivision | HEISTERMAN FRANCES B PROP |
| Legal Lot Number | 4A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 507500 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1207 STONE RD, WESTMINSTER, MD 21158-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Feb 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2023 |
| Deed Sale | Oct 10, 2023 |
| Prior Sale | Oct 3, 2011 · Amount on Record |
| Deed Book / Page | 11127 / 165 |
| Prior Transfer Date | Sep 22, 2023 |
| Prior Transfer Doc | 0111270165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 10, 2023 |
| Property Address | 1207 STONE RD, WESTMINSTER, MD 21158-2822 |
| Document Number | 0111270165 |
| Book / Page | 11127 / 165 |
| Map Reference | MB 44 FO 173 |
| Instrument Date | Sep 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 STONE RD, WESTMINSTER, MD 21158-2822 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1207 STONE RD, WESTMINSTER, MD 21158-2822 |
| Document Number | 0111270170 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 11127-0170 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1207 STONE RD, WESTMINSTER, MD 21158-2822 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1207 STONE RD, WESTMINSTER, MD 21158-2822 |
| Document Number | 0106990465 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 10699/465 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1207 STONE RD, WESTMINSTER, MD 21158-2822 |
| Document Number | 0099960241 |
| Instrument Date | Oct 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TITLE & SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1207 STONE RD WESTMINSTER MD 211582822, WESTMINSTER, MD 21158-2822 |
| Document Number | 0099960241 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 009996/000241 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1207 STONE RD, WESTMINSTER, MD 21158-2822 |
| Document Number | 0089430462 |
| Instrument Date | Feb 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2018 |
| Title Company | QUICK CLOSE SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1207 STONE RD WESTMINSTER MD 211582822, WESTMINSTER, MD 21158-2822 |
| Document Number | 0089430462 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 008943/000462 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | JERICHO, NY 11753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2048 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,487.00 (+8.49%) | $395,300 (+8.6%) Land $134,700 Building $260,600 | $395,300 (-) Land $134,700 Building $260,600 |
| 2025 | $4,136.00 (+21.47%) | $364,000 (+20.77%) | $395,300 (+31.15%) Land $134,700 Building $260,600 |
| 2023 | $3,405.00 | $301,400 Land $134,700 Building $166,700 | $301,400 Land $134,700 Building $166,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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