1207 N Smiley St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1207 N Smiley St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1981
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2022)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Sale & Construction Loan
APN	`04-20-0-104-006`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-104-006`

Interior

Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	2,624 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	896 sqft
Porch	Open Porch
Porch Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1207 N SMILEY ST
City	O FALLON
State	IL
Zip	62269-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST 19TH ADDITION LOT/SEC-434 A02678046
Legal Subdivision	FAIRWOOD EAST
Legal Lot Number	434
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2001
Census Tract	504351

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1207 N SMILEY ST, O FALLON, IL 62269-1245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Dec 2, 2020	Warranty Deed, Construction Loan · Construction Mortgage BANK OF O'FALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	A02750746
Record Updated	Jun 7, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 24, 2022
Property Address	1207 N SMILEY ST, O FALLON, IL 62269-1245
Document Number	0A02750746
Map Reference	MB 74 PG 18
Instrument Date	Jun 23, 2022
Instrument	A02750746
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 N SMILEY ST, O FALLON, IL 62269-1245

Mortgage

Document Number	0A02750747
Date	Jun 24, 2022
Instrument	A02750747

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 2, 2020
Property Address	1207 N SMILEY ST, O FALLON, IL 62269-1245
Document Number	00A2678046
Instrument Date	Nov 18, 2020
Instrument	2678046
Transaction Type	Construction Loan
Record Updated	Jan 12, 2021
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 PIN OAK LN CASEYVILLE IL 622322084, CASEYVILLE, IL 62232-2084

Mortgage

Document Number	A2678047
Date	Dec 2, 2020
Instrument	2678047

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$64,322 Land $10,758 Building $53,564	$192,966 Land $32,274 Building $160,692

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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