1218 N Smiley St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1218 N Smiley St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,015 sqft · built 2001
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Trust Names on Record
Last Sale	$190,000 (Aug 2001)
Tax Bill	$7,076 (2025)
Deeds & Mortgages	Jun 2026 Foreclosure Dec 2019 Line of Credit
APN	`04-20-0-102-008`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-102-008`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,015 sqft Living Area
Upper Floors Area	70 sqft
Basement Area	1,158 sqft
Unfinished Basement	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Mixed
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1218 N SMILEY ST
City	O FALLON
State	IL
Zip	62269-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING CREEK EST4TH ADD LOT/SEC-105 DOC A01631737 A02486008
Legal Subdivision	WINDING CREEK
Legal Block	102
Legal Lot Number	105
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1003
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1218 N SMILEY ST, O FALLON, IL 62269-1244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Trustee's Deed, Foreclosure Foreclosure Auction
Dec 21, 2019	Deed of Trust, Mortgage · Line of Credit ARSENAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2001 · Amount on Record
Deed Sale	Aug 27, 2001 · Amount on Record
Deed Document Number	20011631737
Deed Book / Page	3569 / 523
Last Transfer Date	Feb 5, 2016
Transfer Doc	0002486008
Record Updated	Oct 29, 2026

June 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 9, 2026
Property Address	1218 N SMILEY ST, O FALLON, IL 62269-1244
Document Number	0002885908
Instrument Date	May 19, 2026
Instrument	20262885908
Transaction Type	Foreclosure
Record Updated	Sep 14, 2026

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1218 N SMILEY ST, O FALLON, IL 62269-1244

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1218 N SMILEY ST, O FALLON, IL 62269-1244
Document Number	00A2637993
Instrument Date	Dec 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1218 N SMILEY ST O FALLON IL 622691244, O FALLON, IL 62269-1244

Mortgage

Document Number	00A2637993
Date	Dec 31, 2019
Instrument	2637993

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 30, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,076.00 (+9.05%) Homeowner's exemption	$104,166 (+9.62%) Land $23,845 Building $80,321	$312,498 (+9.62%) Land $71,535 Building $240,963
2024	$6,489.00	$95,024 (+22.55%) Land $21,752 Building $73,272	$285,072 (+22.55%) Land $65,256 Building $219,816
2022		$77,538 Land $17,749 Building $59,789	$232,614 Land $53,247 Building $179,367

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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