1108 N Smiley St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1108 N Smiley St, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1980
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Sep 2001)
Deeds & Mortgages	Oct 2019 Mortgage
APN	`04-20-0-103-001`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-103-001`

Interior

Stories	2 Stories
Building Area	1,120 sqft Living Area
Gross Area	1,692 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	17,860 sqft (0.41 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1108 N SMILEY ST
City	O FALLON
State	IL
Zip	62269-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD EAST 18TH ADDITION LOT/SEC-407 DOC A01635917
Legal Subdivision	FAIRWOOD EAST
Legal Lot Number	407
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1004
Census Tract	504351

Owner

Source: St. Clair County records · APN 04-20-0-103-001

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1108 N SMILEY ST, O FALLON, IL 62269-1234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2001 · Amount on Record
Deed Sale	Sep 18, 2001 · Amount on Record
Deed Document Number	A01635917
Deed Book / Page	3577 / 0635
Prior Transfer Date	Sep 17, 2001
Prior Transfer Doc	00A1635917
Record Updated	Jun 07, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1108 N SMILEY ST, O FALLON, IL 62269-1234
Document Number	00A2630434
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 05, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1108 N SMILEY ST O FALLON IL 622691234, O FALLON, IL 62269-1234

Mortgage

Document Number	00A2630434
Date	Oct 17, 2019
Instrument	2630434

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$75,323 Land $14,684 Building $60,639	$225,969 Land $44,052 Building $181,917

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 3% of the US · above 21% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.