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1206 N Smiley St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1206 N Smiley St, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property TypeSingle Family Home
Details1,189 sqft · built 1981
Lot Size0.419 acres (18,295 sqft)
OwnerIndividual Name on File
Last Sale$207,000 (Jun 2018)
Deeds & MortgagesAug 2020 Mortgage
Jun 2018 Sale & Mortgage
APN04-20-0-102-007

Property Details

APN / Parcel Number

Primary APN04-20-0-102-007

Interior

Stories2 Stories
Building Area1,189 sqft Living Area
Gross Area1,761 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1988
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area18,295 sqft (0.419 acres)
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area838 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1206 N SMILEY ST
CityO FALLON
StateIL
Zip62269-1244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWOOD EAST 19TH ADDITION LOT/SEC-431 LOT 431 & S 1/2 LOT 432 DOC A02579820 & A02661013
Legal SubdivisionFAIRWOOD EAST
Legal Lot Number431-432
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group1
Census Block1003
Census Tract504351

Owner

Source: St. Clair County records · APN 04-20-0-102-007

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1206 N SMILEY ST, O FALLON, IL 62269-1244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Jun 19, 2018Warranty Deed, Transfer · Conventional with PMI
DELMAR FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 2018 · Amount on Record
Deed SaleJun 19, 2018 · Amount on Record
Prior SaleDec 21, 2001 · Amount on Record
Deed Document NumberA02579820
Record UpdatedJun 07, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address1206 N SMILEY ST, O FALLON, IL 62269-1244
Document Number00A2664781
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedOct 05, 2020
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1206 N SMILEY ST O FALLON IL 622691244, O FALLON, IL 62269-1244

Mortgage

Document Number00A2664781
DateAug 31, 2020
Instrument2664781
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJun 19, 2018
Property Address1206 N SMILEY ST, O FALLON, IL 62269-1244
Document Number00A2579820
Instrument DateJun 13, 2018
Instrument2579820
Transaction TypeTransfer
Record UpdatedJul 05, 2018
Title CompanyADVANCED TITLE SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$310.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1037 COFFEY CT ST LOUIS MO 631261312, ST LOUIS, MO 63126-1312

Mortgage

Document NumberA2579821
DateJun 19, 2018
Instrument2579821
Lender
NameDELMAR FIN'L
TypeFunding / Finance Company
AddressST LOUIS, MO 63141
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 18, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2022$80,624 Land $15,058 Building $65,566$241,872 Land $45,174 Building $196,698

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043511, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
Wisper ISPFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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