1207 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1207 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 600 sqft · built 2006
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$2,182 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2007 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-280-017.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-280-017.000-023`
Alternative APN	`0161034143301`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	600 sqft Living Area
Gross Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 2006
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0161034143301
Street Address	1207 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 CAMPBELL'S PLAT 07/08 SPLIT FROM 16-1034-1433 PER #11960 1/09/2007
Legal Subdivision	CAMPBELLS
Legal Lot Number	51
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3037
Census Tract	10400

Owner

1207 E 3rd St is owned and occupied by an individual who acquired it in April 2023.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1207 E 3RD ST, MISHAWAKA, IN 46544-2732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Oct 31, 2007	Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU
Dec 31, 2014	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Apr 28, 2023	Quit Claim Deed, Transfer · Conventional Mortgage NOTRE DAME FCU
Aug 18, 2006	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2006
Deed Sale	Aug 18, 2006
Prior Sale	Aug 18, 2006
Deed Document Number	0635721
Last Transfer Date	Apr 28, 2023
Transfer Doc	0002309262
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1207 E 3RD ST, MISHAWAKA, IN 46544-2732
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002140012
Date	Nov 9, 2021
Instrument	2140012

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2051

Interest

Rate Type	Adjustable Rate

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1207 E 3RD ST, MISHAWAKA, IN 46544-2732
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000743096
Date	Oct 31, 2007
Instrument	0743096

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1207 E 3RD ST, MISHAWAKA, IN 46544-2732
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001433086
Date	Dec 31, 2014
Instrument	1433086

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Dec 15, 2021

Interest

Rate Type	Fixed Rate

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 28, 2023
Property Address	1207 E 3RD ST, MISHAWAKA, IN 46544-2732
Document Number	0002309262
Map Reference	PB 8 PG 172
Instrument Date	Apr 21, 2023
Instrument	2309262
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 E 3RD ST, MISHAWAKA, IN 46544-2732

Mortgage

Document Number	0002309263
Date	Apr 28, 2023
Instrument	2309263

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 18, 2006
Property Address	1207 E 3RD ST, MISHAWAKA, IN 46544-2732
Document Number	0000635721
Map Reference	MB8 PG172
Instrument Date	Aug 15, 2006
Instrument	0635721
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 E 3RD ST, MISHAWAKA, IN 46544-2732

Mortgage

Document Number	0000635722
Date	Aug 18, 2006
Instrument	0635722

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$156,000 Land $26,000 Building $130,000	$156,000 Land $26,000 Building $130,000
2024	$2,182.00 (+12.24%)
2023	$1,944.00 (-18.32%)	$169,200 (-16.86%) Land $26,000 Building $143,200	$169,200 (-16.86%) Land $26,000 Building $143,200
2022	$2,380.00 Homeowner's exemption	$203,500 Land $26,000 Building $177,500	$203,500 Land $26,000 Building $177,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1207 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1207 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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