1140 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1140 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,700 sqft · built 1922
Lot Size	0.136 acres (5,940 sqft)
Owner	Individual Name on File
Tax Bill	$1,231 (2024)
Deeds & Mortgages	Aug 2007 Mortgage Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-276-020.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-276-020.000-023`
Alternative APN	`01610331367`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,700 sqft Living Area
Basement Area	840 sqft

Exterior

Year Built	Built 1922
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	132 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610331367
Street Address	1140 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 C C WENGERS 1ST ADD
Legal Subdivision	C C WENGERS 1ST ADD
Legal Lot Number	25
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3016
Census Tract	10300

Owner

1140 E 3rd St is owned and occupied by an individual who acquired it in June 2021.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1140 E 3RD ST, MISHAWAKA, IN 46544-2735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2007	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit TEACHERS CU
Mar 12, 2013	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 7, 2021
Transfer Doc	2118705
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1140 E 3RD ST, MISHAWAKA, IN 46544-2735
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000731107
Date	Aug 7, 2007
Instrument	0731107

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount on Record
Term	119 Months
Due	Jul 15, 2017

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1140 E 3RD ST, MISHAWAKA, IN 46544-2735
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002303606
Date	Feb 21, 2023
Instrument	2303606

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 21, 2043

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1140 E 3RD ST, MISHAWAKA, IN 46544-2735
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001307253
Date	Mar 12, 2013
Instrument	1307253

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2043

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 7, 2021
Property Address	1140 E 3RD ST, MISHAWAKA, IN 46544-2735
Document Number	0002118705
Map Reference	PB 9 PG 114
Instrument Date	May 27, 2021
Instrument	2118705
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 E 3RD ST, MISHAWAKA, IN 46544-2735

Mortgage

Document Number	0002118706
Date	Jun 7, 2021
Instrument	2118706

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,900 Land $23,900 Building $103,000	$126,900 Land $23,900 Building $103,000
2024	$1,231.00
2023	$1,231.00 (+50.31%)	$133,000 (-2.64%) Land $23,900 Building $109,100	$133,000 (-2.64%) Land $23,900 Building $109,100
2022	$819.00 Homeowner's exemption	$136,600 Land $23,900 Building $112,700	$136,600 Land $23,900 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1140 E 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1140 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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