1201 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1201 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,189 sqft · built 1902
Lot Size	0.185 acres (8,064 sqft)
Owner	Individual Name on Record
Tax Bill	$2,464 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2007 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-280-001.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-280-001.000-023`
Alternative APN	`01610341433`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,189 sqft Living Area
Attic	Attic
Attic Area	1,020 sqft
Basement Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,064 sqft (0.185 acres)
Lot Dimensions	128 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610341433
Street Address	1201 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 CAMPBELL'S PLAT 07/ 08 SPLIT TO 16-1034-143301 PER #472 3/15/2006
Legal Subdivision	CAMPBELLS
Legal Lot Number	52
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3037
Census Tract	10400

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1201 E 3RD ST, MISHAWAKA, IN 46544-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jan 9, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US EQUITY MORTGAGE
Mar 17, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Jan 9, 2007	Deed of Trust, Mortgage · Conventional Mortgage US EQUITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2007
Deed Sale	Jan 9, 2007
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1201 E 3RD ST, MISHAWAKA, IN 46544-2732
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002101339
Date	Jan 14, 2021
Instrument	2101339

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2046

Interest

Rate Type	Fixed Rate

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1201 E 3RD ST, MISHAWAKA, IN 46544-2732
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITTLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000701280
Date	Jan 9, 2007
Instrument	0701280

Lender

Name	US EQUITY MORTGAGE
Address	MISHAWAKA, IN 46544

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	171 Months
Due	Apr 1, 2021

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1201 E 3RD ST, MISHAWAKA, IN 46544-2732
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE M, FIDELITY NATIONAL TILTLE COM

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001506208
Date	Mar 17, 2015
Instrument	1506208

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2045

Interest

Rate Type	Fixed Rate

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1201 E 3RD ST, MISHAWAKA, IN 46544-2732
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000701279
Date	Jan 9, 2007
Instrument	0701279

Lender

Name	US EQUITY MORTGAGE
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,900 (-5.93%) Land $32,800 Building $151,100	$183,900 (-5.93%) Land $32,800 Building $151,100
2024	$2,464.00 (+8.93%)
2023	$2,262.00 (-0.57%)	$195,500 (-0.76%) Land $32,800 Building $162,700	$195,500 (-0.76%) Land $32,800 Building $162,700
2022	$2,275.00 Homeowner's exemption	$197,000 Land $32,800 Building $164,200	$197,000 Land $32,800 Building $164,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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