1203 Cypress Pt E, Winter Haven, FL 33884 Property Records

Polk County property record for 1203 Cypress Pt E, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,945 sqft · built 1979
Lot Size0.357 acres (15,564 sqft)
OwnerIndividual Name on File
Last Sale$385,400 (Jun 2022)
Tax Bill$2,858 (2025)
Deeds & MortgagesMar 2023 Mortgage
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-29-10-687210-000260

Property Details

APN / Parcel Number

Primary APN26-29-10-687210-000260
Alternative APNs
  • 102926687210000260
  • 02926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,945 sqft Living Area
Gross Area2,474 sqft
1st Floor Area1,945 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area15,564 sqft (0.357 acres)
Lot Dimensions141 ft deep x 110 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area529 sqft
PorchScreened/Unfinished Porch
Porch Area236 sqft
Shed1 Shed

Location & Zoning

Street Address1203 CYPRESS PT E
CityWINTER HAVEN
StateFL
Zip33884-3027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCYPRESS POINT PB 63 PG 40 LOT 26
Legal Range26E
Legal Township29S
Legal Section10
Legal SubdivisionCYPRESS POINT
Legal Tract687210
Legal Block2
Legal Lot Number26
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2054
Census Tract14005

Owner

1203 Cypress Pt E is owned and occupied by an individual who bought it in June 2022.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1203 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 16, 2022Warranty Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Nov 28, 2017Warranty Deed, Transfer · Conventional Mortgage
NEW PENN FIN'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2022 · Amount on File
Deed SaleJun 16, 2022 · Amount on File
Prior SaleNov 28, 2017 · Amount on File
Deed Document Number2022164430
Deed Book / Page12299 / 207
Transfer Doc3755000085
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1203 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
Transaction TypeMortgage
Record UpdatedApr 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1203 CYPRESS PT E, WINTER HAVEN, FL 33884-3027

Mortgage

Document Number0000073991
DateMar 30, 2023
Book Page12635/554
Instrument2023073991
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term354 Months
DueSep 1, 2052

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 16, 2022
Property Address1203 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
Document Number0000164430
Book / Page12299 / 207
Map ReferenceMB 63 PG 40
Instrument DateJun 14, 2022
Instrument2022164430
Transaction TypeTransfer
Record UpdatedJun 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,697.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3947 BALDWIN LN, 3947, WINTER HAVEN, FL 33884-5211

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1203 CYPRESS PT E, WINTER HAVEN, FL 33884-3027

Mortgage

Document Number0012299209
DateJun 16, 2022
Instrument12299/209
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 28, 2017
Property Address1203 CYPRESS PT E, WINTER HAVEN, FL 33884-3027
Document Number0103250545
Book / Page010325 / 000545
Instrument DateNov 20, 2017
Instrument227851
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1203 CYPRESS PT E WINTER HAVEN FL 338843027, WINTER HAVEN, FL 33884-3027

Mortgage

Document Number103250547
DateNov 28, 2017
Book Page010325/000547
Instrument227852
Lender
NameNEW PENN FIN'L LLC
TypeFunding / Finance Company
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1203 Cypress Pt E was $2,858 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$257,293 (-1.47%) Land $54,000 Building $203,293$257,293 (-1.47%) Land $54,000 Building $203,293
2025$2,858.00 Homeowner's exemption$261,134 Land $54,000 Building $207,134$261,134 Land $54,000 Building $207,134
2023$3,970.00 (+164.14%) Homeowner's exemption$299,192 (+106.66%) Land $53,000 Building $246,192$299,192 (+19.37%) Land $53,000 Building $246,192
2022$1,503.00$144,773$250,649 Land $53,000 Building $197,649

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1203 Cypress Pt E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims13 (1978–2026)
Claims Outside the SFHA6 of 13
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Cypress Pt E is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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